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    • Hey hello, so as a reminder this is what I sent added in the (via Payplan bit):   "I refer to your letter regarding dated 20th January 2021 stating that the debt wasn’t statute barred on the basis that payment was made via payplan in August 2012 towards this debt.   I believe that the debt was statute barred before any payment was made and if payments were made to the debt it still doesn’t unbar a statute barred debt. I will await your response."   This is the letter dated 25 Feb they sent back which I just received, I didn't scan as its only a couple of lines and quick this way:   "We refer to our previous correspondence and note that we have not received your completed financial statement.   It is in your interest to provide us with enough information to accurately assess your circumstances, therefore if you have difficulty completing the form, please contact us on xxxx at your earliest convenience or seek independent advice from one of the organization listed overleaf."   I just checked if the letter I sent and it was received and signed for on 17/02.   Wonder if its a good sign, that unlike all the other letters I have received from them this doesn't have some sort of threat of action in a certain time frame.    Cheers     
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    • Thanks. Sound advice again. I will tread carefully.    I have checked the first correspondence that they sent to me and there is no sign of an offer of a speed awareness course, I do remember being offered one a good few years ago but did not take that up at the time. That may be the reason for it not being offered again.     Looks like my only option now is to shut up and pay up.    Thanks for your input which is much appreeciated.    
    • Just about and card or loan clamform thread here You agree to mediation until the actual call on the day If by then you still dont have enough info to make an informed decision..you say no.   3 copies n180.  1 wit you
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
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What is a directions hearing?


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My partner has a claim in progress and a few weeks ago he received a letter from Barnet CC saying the case had been stayed pending the outcome of the Elliott test case. I wrote a letter back informing them the case had been settled and wished to apply for the stay to be removed.

 

Now he has received a slightly odd letter stating that there will be a directions hearing taking place on 30th August.

 

It also says at the bottom "Please note: This case may be released to another Judge, possibly at a different court".

 

So - what goes on at a directions hearing and why the need for this hearing?

 

After googling this it seems it is normally only used in custody cases. Maybe we will be discussing the custody of my money? :)

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how odd almost every country in the worlds legal pages say a directions hearing is for child custody??

 

could you not ring them and ask if they are on about the right thing.

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Sounds like it might be the same as the one in this thread

http://www.consumeractiongroup.co.uk/forum/general/23422-case-management-hearing.html

 

Elsinore

BANK CHARGES CAMPAIGN CONTINUES - PLEASE SIGN THIS PETITION

 

Aktiv Kapital £300.00 SETTLED IN FULL

Capital One £741.47 SETTLED IN FULL

Citi Cards £1221.00 SETTLED IN FULL

LTSB(personal) £3854.28 SETTLED IN FULL

LTSB(business) £7487.97 SETTLED IN FULL

 

What poor education I have received has been gained in the University of Life

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  • 1 month later...

Hi, just read your thread today and was interested to learn that you too had a notice of Directions.

Did you infact ring the court to find out about this hearing and did you attend and what happened.

I also have a notice of directions which is to take place on 18th October, 2006 and any information would be greatfully received.

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Well! I did phone up the court and they could not explain what a directions hearing was other than a vague "it's what the judge has ordered to decide how to proceed with the case" (that's all clear as mud then).

 

A few weeks before the directions hearing was to take place the solicitors firm Lloyds uses writes and offers a full settlement.

 

AFAIK no claim has ever come as far as a real directions hearing but I may be wrong...

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Guest The Terminator

A directions hearing is basiclly what it say's.A judge usually directs both parties to either disclose information or to reach a settlement within usually 28 days.I personally wouldn't worry too much about this and judges are not stupid if the bank is playing for time or not disclosing what they should do he/her will come down on them like a ton of bricks.Also if either party fail to follow the judges directions they can be held for contempt of court.

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