Jump to content


  • Tweets

  • Posts

    • Thank-you dx for your feedback. That is the reason I posted my opinion, because I am trying to learn more and this is one of the ways to learn, by posting my opinions and if I am incorrect then being advised of the reasons I am incorrect. I am not sure if you have educated me on the points in my post that would be incorrect. However, you are correct on one point, I shall refrain from posting on any other thread other than my own going forward and if you think my post here is unhelpful, misleading or in any other way inappropriate, then please do feel obliged to delete it but educate me on the reason why. To help my learning process, it would be helpful to know what I got wrong other than it goes against established advice considering the outcome of a recent court case on this topic that seemed to suggest it was dismissed due to an appeal not being made at the first stage. Thank-you.   EDIT:  Just to be clear, I am not intending to go against established advice by suggesting that appeals should ALWAYS be made, just my thoughts on the particular case of paying for parking and entering an incorrect VRN. Should this ever happen to me, I will make an appeal at the first stage to avoid any problems that may occur at a later stage. Although, any individual in a similar position should decide for themselves what they think is an appropriate course of action. Also, I continue to be grateful for any advice you give on my own particular case.  
    • you can have your humble opinion.... You are very new to all this private parking speculative invoice game you have very quickly taken it upon yourself to be all over this forum, now to the extent of moving away from your initial thread with your own issue that you knew little about handling to littering the forum and posting on numerous established and existing threads, where advice has already been given or a conclusion has already resulted, with your theories conclusions and observations which of course are very welcomed. BUT... in some instances, like this one...you dont quite match the advice that the forum and it's members have gathered over a very long consensual period given in a tried and trusted consistent mannered thoughtful approach. one could even call it forum hi-jacking and that is becoming somewhat worrying . dx
    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕 The more I read this forum and the more I engage with it's incredible users, the more I learn and the more my knowledge expands. If my case gets to court, the Judge will dismiss it after I utter my first sentence, and you DCBL and Highview don't even know why .... OMG! .... So excited to get to court!
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Wonga - write off?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5285 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi All

 

I have recently set up a payment plan with Wonga and they have been really helpful (which i was not expecting)

 

Today I recieved an email stating my loan had been settled (IT WAS OUTSTANDING £1170 yesterday) and I can now reloan???????

 

I dont want to contact them and bring it to their attention ... but I went online and I now have a clear account balanace and they have give me the option to reloan -

 

 

Does anyone know if i keep this email stating my account is cleared...do I have legal rights for the balance to be cleared as it was their error they have wiped my account?

 

Help please - has this happened to anyone else ?

 

Thank you

Link to post
Share on other sites

Yes, its happened to me, they are up to something, you will then receive 48 hour emails from Gothia Ltd to try and get money from you. Gothia will offer you about a 3rd less than Wonga are claiming.

 

Then you will get a lovely varigated blue letter from Wonga telling you that you will shortly be hearing from Gothia and to pay Red Castle Recoveries... the letter will be dated a month or so after they have 'transferred' the funds.

 

DONT go onto the website as it leaves tracking cookies on your PC and will try to 'grab' any bank details you enter.

 

I do hope you have changed your bank account completely to stop them lifting funds.

Link to post
Share on other sites

No, it would not be worth ringing them, you will only be coerced into giving out your details and be bullied into making a new agreement at a higher rate.

 

I would WRITE to Wonga and send a copy of their email (or email them and explain) don't talk to them at all - it will only frustrate you.

Link to post
Share on other sites

Hi Gibbo2003,

 

Sound advice from Sillygirl1.

 

They are up to something - as well as the experience she outlines the "reloan" will be to try and get you to give up new account details. This appears to be an increasing tactic by a number of these firms when you have done the wise thing of changing bank accounts to put your weekly/monthly income out of their reach.

 

I think might be worth writing to them with a copy of the email - thanking them for confirming that the liability is now settled and see if it plays out as Sillygirl outlines (one thing is very clear from dealings with to many of these firms there is NO consitency in their approach - this firm have been completely reasonable with some on here and absolutely evil to others).

 

Other than that as Sillygirl1 says proceed with caution and high level of suspicision.

 

Best of luck

MJC 007.5 :cool:

 

Advice or opinions offered by mjc 007.5 are personal, offered in good faith and without prejudice or liability. Your decisions and actions are your own and should you be in any doubt then please seek the opinion of a fully qualified and insured professional

 

:) If you think I have helped you please feel free to click on my scales :)

Link to post
Share on other sites

This happened to me, I think a few weeks ago. I thought it was a system error - clearly their up to something, ( lucky my email block any links to their 'survey') They may send a email like this the next day.

 

You may have recently received an email from us stating that your last loan from Wonga.com has been repaid. We can confirm that this has been sent to you in error and that your loan remains outstanding.

Currently you still owe £.....[/font]

We have sold the debt you owe us to a specialist debt collection company who will shortly be contacting you with regards to your arrears. They have been advised that production of the email that you have been sent in error today will not constitute proof of payment and that you will need to make arrangements with them to settle this debt.

 

You remain unable to borrow money from us so please do not apply for further credit.

 

What you should do next

 

You should wait for contact from the firm that has acquired your debt and you should then immediately contact them to agree a way to deal with this matter.

 

We do apologise for any confusion that this may have led to.

Yours sincerely ,

The Team at Wonga

Link to post
Share on other sites

Hiya Plumfairy,

 

If you clicked through on it worth giving the PC a spring clean (virus scan, spyware etc) just in case....

 

Best to treat links from all these firms as spam and file appropriately ;)

MJC 007.5 :cool:

 

Advice or opinions offered by mjc 007.5 are personal, offered in good faith and without prejudice or liability. Your decisions and actions are your own and should you be in any doubt then please seek the opinion of a fully qualified and insured professional

 

:) If you think I have helped you please feel free to click on my scales :)

Link to post
Share on other sites

Hiya Plumfairy,

 

If you clicked through on it worth giving the PC a spring clean (virus scan, spyware etc) just in case....

 

Best to treat links from all these firms as spam and file appropriately ;)

 

Will do. They don't have my new bank details and have no intention of giving them to them!

 

:oops:

Link to post
Share on other sites

Watch out for the phone call pretending to be HR trying to get you to confirm your bank details - again a dodgy tactic, however they called my mobile and I said as HQ is only up the road I would do it in person.... and they pretended to be my bank and I said I would confirm stuff in a branch rather than on the phone for security. Their devious ways know no bounds.

Link to post
Share on other sites

I'm a customer of Wonga and I regularly receive their surveys. There seems nothing devious about this email and I used it to give feedback about their service, which you could do too.

 

Thinking that they are sending spyware and viruses to get your bank details is WAY over the top. This sounds like some futuristic sci-fi film!

 

Sillygirl - If Wonga sold your debt to Gothia Ltd then why would they continue to chase you for the money? Maybe Gothia is behind these dodgy tactics...?

Link to post
Share on other sites

Hi Guys

 

Quick update.

 

A member of the Wonga collections department has contacted me today.

 

He has apologised for the previous emails and has re-emailed me the agreement.

 

I have logged online and everything is back to normal. so my payment plan is set back up.

 

I have all the details on email. So looks like i dont have to worry any further

 

Thanks for your support

Link to post
Share on other sites

  • 4 weeks later...

Hi Gibbo

I defaulted with wonga last thursday and they have sent template emails asking me to call- i have emailed them with offer to pay but no reply= should I call them to set something up - just worried the interest will continue to accrue= have DMP but can't add to plan but have said I would but would rather pay them reasonable amount= any suggestions :confused:

Link to post
Share on other sites

My advice is be patient until a collections manager tries to get in touch..

 

dont feel pressured or worried about repaying the loan yet.. just try enjoy your own money!

 

I had sleepless nights wondering whats going to happen next but I stook to my guns and kept sending email after email with the payment plan. A collections manager call Alan sent me an email saying he would help me set up a payment plan. As soon as I called Alan he was very understanding and we set up a payment plan over 7 months. I am also able to pay via standing order so they have no access to my bank account at all..

 

once the payment plan is set up ... STICK TO IT!! .. your account will soon go down with no more calls from the company.

 

Hope this helps!

Link to post
Share on other sites

I set payment plan with Wonga, they have been very helpful all they way through.

I didnt set up a standing order and pay direct into their Bank Account which is better for me.

 

Email the collections team at wonga.

 

Bub1

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...