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diskmandave-vs-Moorcroft *WON*LEGAL AGAINST DCA NOW*


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I thought my letter writing days were over!!! Obviously not... :p

 

Some of you might also remember that RW&Co tried briefly with

this last year and it took just 1 letter to get rid....

 

Got this yesterday.....

 

img104.jpg

 

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SCARY.... ~Pre Court Division!!! PMSL!!

What's actually scary is the fact that pre December 2006 that

this would have scared the cr@p out of me!!

 

It should also be noted that Moorcroft *DO* have a Consumer

Credit Licence. It was renewed on the 6th of January 2009.

 

Watch this space for a letter!!! :D

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Dave I don't lurk ;)

 

I'd be inclined to straight for the throat and call them out ;)

 

Try something along these lines:

Dear twunt,

Thank you for your letter of Blah, the contents of which are noted.

 

After taking advice, I wish to inform you that I will no longer be conversing with any member of your company concerning this debt, As you have blatantly failed to address any of the points I have raised in my previous letters.

 

Any further communications concerning this alleged debt will only be conducted through due process of the County Court system.

 

Continuation of these baseless threats WILL results in serious legal ramifications for your company and any employees that choose to ignore this FINAL response.

 

I trust I make myself clear in this regard and I do NOT expect to receive a response to this letter unless it is an apology for the distress and harassment you have caused me.

 

Your faithfully

 

Also it seems Moorcoft have got them selves anew desk.

As well as the old faithful Pre-litigation and Pre-court departments they now has a Home visits department as well ;)

Be VERY careful whose advice you listen too

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Not wishing to spend too much time on this....

 

This is a copy/paste from the Moorcroft/Barclaycard letter

that got rid after 1 letter 2 years ago......

 

Dear Sirs,

 

This letter is a complaint pursuant to the Consumer Credit Act 2006

and should be dealt with pursuant to your formal complaints procedure.

 

I refer to your recent letter dated 22/04/2009 which was received on

24/04/2009. You should also take note that I do not acknowledge any

debt to yourselves or your client.

 

I am informing you that this alleged debt is the subject of an unresolved dispute between myself and your client. Please be aware that as such I have no intention of entering into any dialogue with your company.

 

This matter has already previously been passed around numerous agencies whilst in dispute with Lloyds TSB, and subsequently returned to Lloyds TSB very quickly on emergence of the facts. I am also aware of the OFT Guidelines on Debt Collection Practices in as much as you should cease collection activity and return this account to your client whilst an unresolved dispute exists.

 

Should you choose not to return this account to your client, I require you to send me a document copy of your formal complaints procedure by return. Furthermore, should your next letter be anything other than to confirm the return to your client I will view this as a direct act of Harassment and will take action accordingly.

 

In closing, I might add that should you consider legal action in this matter, I am more than capable of defending and counter claiming on any such claim.

 

I look forward to your response and due diligence in this matter.

 

Yours faithfully,

 

 

Comments???

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Use both and simply add a line to mine say copy enclosed for your perusal and ease of reference..

 

Dear twunt,

Thank you for your letter of Blah, the contents of which are noted.

 

After taking advice, I wish to inform you that I will no longer be conversing with any member of your company concerning this debt, As you have blatantly failed to address any of the points I have raised in my previous letters. A copy of which is enclosed for your perusal and ease of reference.

 

Any further communications concerning this alleged debt will only be conducted through due process of the County Court system.

 

Continuation of these baseless threats WILL results in serious legal ramifications for your company and any employees that choose to ignore this FINAL response.

 

I trust I make myself clear in this regard and I do NOT expect to receive a response to this letter unless it is an apology for the distress and harassment you have caused me.

 

Your faithfully

Be VERY careful whose advice you listen too

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Well I'm still having fun as I have recently acquired some new "friends" from a family member.

The slight downside of this is once they are done I will of personally beaten OVER 40 different DCA's for various accounts !!!

Be VERY careful whose advice you listen too

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I'd actually forgotten how much fun this used to be!!!

The Friday nights on the Cheeky Vimto..... :D

 

Here goes then...

 

img105.jpg

 

Not even going to send it by recorded!

In the post box in the next 10 minutes! :p

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The slight downside of this is once they are done I will of personally beaten OVER 40 different DCA's for various accounts !!!

 

Why is that a downside??? I'ld say that was an upside!!! :D

 

I'm off to the pub for a cheeky vimto!! :lol:

Edited by diskmandave
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It's a little embarrassing that I, a "mere consumer", can substantially ruin a nice little earner for these companies.

 

I think that goes for both of us! PMSL!!

 

Have U seen how many PPL are watching this thread??!!! :D

 

Just like the old days!!! :p

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Well I'm still having fun as I have recently acquired some new "friends" from a family member.

The slight downside of this is once they are done I will of personally beaten OVER 40 different DCA's for various accounts !!!

 

I know were ou are coming from!!!

 

At the moment I have no battles on as everything has good quite or I have WON( had to get that one in). I feel lost:-o

 

HAK

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  • 4 months later...

A bit of updating to do on this, later on in the week though..

 

Moorcroft have been an absolute bloody nuisance since

the last update, but what with things going on I haven't updated..

 

So, there'll be quite an update on Friday, when letters have landed

on doormats, and such like.

 

Same time, same place, on Friday...

I'll bring the Cheeky Vimto...!! :D

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A bit of updating to do on this, later on in the week though..

 

Moorcroft have been an absolute bloody nuisance since

the last update, but what with things going on I haven't updated..

 

So, there'll be quite an update on Friday, when letters have landed

on doormats, and such like.

 

Same time, same place, on Friday...

I'll bring the Cheeky Vimto...!! :D

 

Vimto is so yesterday Dave - try Irn Bru :p;)

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  • 2 weeks later...

They've pushed me too far now, we'll do this on a separate

thread and wage all out bloody war with them.....

 

Moorcroft House...... Like London Scottish House is also

just a short drive/bus ride away should the need arise.... :lol:

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stay cool Dave, whats happened?

  • Haha 1

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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