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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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Tenant needing help re eviction notice served on landlord.


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Me and my partner have been renting our house for 5 months. We have an Assured Shorthold tenancy for 6 months, carrying on as a monthly contractual tenancy dated 28th March 2009 starting on 1st April 2009.

Earlier today i was home having lunch and two letters were 'hand delivered' through the door. The man didn't knock or anything, just posted the letters and left.

The letters are addressed to our landlords and also 'any other occupiers', hence why i opened one. The letter is dated 29th September 2009. It is an official court document stating an eviction notice saying we must leave the property with our belongings before 20th October 2009.

I have spoken to our landlord who assures me that they will sort this out and that it is to do with a dispute with a mortgage company and that they have since gone through a different company.

We have, to this day heard nothing about this matter and it comes as a complete shock when we have been paying our rent, on time, every month.

My question is, how serious is this and should we be looking for other accomodation or just wait to let the landlord sort it out?

I have been unable to speak to the bailiff mentioned in the letter as yet but will persist in doing so.

Any advice on this matter would be gratefully received.

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Hi, Stay put they can not get to leave without a court order which could take months. They do have to give you 2 months notice under section 21. speak to the local CAB

 

cheers

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Hi, Stay put they can not get to leave without a court order which could take months. They do have to give you 2 months notice under section 21. speak to the local CAB

 

cheers

 

Sorry RO - bad advice.

 

you need to prepare for the worst that you COULD be evicted on this day.

 

The tenancy is ONLY BINDING upon the lender IF they have specifically accepted and agreed to the letting of the property with the owner.

 

In other words, if the mortgage company were not made aware of the tenancy, or if they were made aware and did not agree, then you can most certainly be evicted without a Section 21.

 

As you are probably not in a position to know the answer to this, you should prepare for worst case.

 

Dont bother with CAB - worse than useless. I would advise contacting Shelter at the earliest possible opportunity.

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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Was the tennancy through an agent? Is your deposit bonded?

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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