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Default update after bankrupt satisfied, can this be right ?


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Hi,

 

I went Bankrupt in september 05 and was released september 06. my question is, can a company still up date your credit file in 2009 when they were included in that at the time ? as this is happining to me. other companys have not updated on my file.

 

Also, a mail order company has split one account into 2 (with the same start date) one marking as satisfactory- settled in March 08 and the other that Says, Default - £1600 last updated in september 06. Surly they would up date the existing account, not make a new one up making it look worse? :confused: do i have any rights here to challange this ?

 

many thanks

 

Max

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Hi,

 

Is there any advice on what letter i should send to the creditor to get this removed from my credit file, as i cannot do this through the CRA ? and on what grounds please. I am sure there is a template letter somewhere !

 

kind Regards

 

Max

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