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Credit Company made token payments to unstat barr debt!!


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Hi apologies firstly as I am sure this has been covered several times before which I am unable to find! (feel free to direct me to a link if poss plz also)

 

I have received three letters recently for debt over six years and have sent off the statute barred letter....

 

Today I recieved a letter from 1st Credit claiming that I have made payments to Connaught by way of a standing order between 16th June 06 and 31st May 07. They attached a print out of these payments which looks suspect in itself ......(Payment type states "payment from connaught" - not to connaught and doesnt really link me to the payments directly.

 

I have not made these payments to them and have also checked back my bank statements to confirm this.....they total £150.

 

My question is what do I send them next please? Do I request proof of the agreement etc? Do I ask them to prove the payments came from me? I am unsure how to go from here. The payment printout they have sent me does not look like acceptable evidence that I have made any payments to this account which i know i have not!

 

Any help would be most appreciated please and thanks in advance.

 

Ps I am in Scotland also..

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no-one can un statute bar a debt.

 

once its statute barred thats it , end of subject.

 

so when WAS your last financial transcation, just to check ?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Deart 1st creitins,

 

 

Thank you for your letter dated xx.xx.xx to which the contents have been noted.

 

You state that payments via a standing order were made from June 06 and 31st May 07 to the above account.

 

On checking my financial records I have never set up a standing order to Connaught or made any other form of payment.

 

As you stated this was as standing order, please provide the following details forwith:

 

1. Date payments were made

2. The amount of each payment

3. The account number and sort code in which the paments were made from.

4. The named account holder of the above details.

5. The account number and sort code the payments were made too.

 

 

 

 

Ida x

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The last payments would have been around 2002 well over thesix years. Certainly no payments have been made on the dates stated. Thecomputer print out they have given me lists payments I have apparently made however do not show any specific details relating to me. I will send the first letter and see what they say.

 

What happens if they cannot provide these details? I know for a fact no payments have been made the sneaky snakes

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sadly its not an unknown trick for small payments to be made and its not the first time Connaughts have pulled this stunt from reading threads on here.

if it were me i'd ignore them

the more you write the more mug markers go on the dca file notes.

oh you can get a responce out of the punter just write....

 

its for THEM to prove it is NOT statue barred not you to prove it is.

 

you have already told them its SB......tough they brought the debt.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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