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    • Thank-you dx for your feedback. That is the reason I posted my opinion, because I am trying to learn more and this is one of the ways to learn, by posting my opinions and if I am incorrect then being advised of the reasons I am incorrect. I am not sure if you have educated me on the points in my post that would be incorrect. However, you are correct on one point, I shall refrain from posting on any other thread other than my own going forward and if you think my post here is unhelpful, misleading or in any other way inappropriate, then please do feel obliged to delete it but educate me on the reason why. To help my learning process, it would be helpful to know what I got wrong other than it goes against established advice considering the outcome of a recent court case on this topic that seemed to suggest it was dismissed due to an appeal not being made at the first stage. Thank-you.   EDIT:  Just to be clear, I am not intending to go against established advice by suggesting that appeals should ALWAYS be made, just my thoughts on the particular case of paying for parking and entering an incorrect VRN. Also, I continue to be grateful for any advice you give on my own particular case.  
    • you can have your humble opinion.... You are very new to all this private parking speculative invoice game you have very quickly taken it upon yourself to be all over this forum, now to the extent of moving away from your initial thread with your own issue that you knew little about handling to littering the forum and posting on numerous established and existing threads, where advice has already been given or a conclusion has already resulted, with your theories conclusions and observations which of course are very welcomed. BUT... in some instances, like this one...you dont quite match the advice that the forum and it's members have gathered over a very long consensual period given in a tried and trusted consistent mannered thoughtful approach. one could even call it forum hi-jacking and that is becoming somewhat worrying . dx
    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕 The more I read this forum and the more I engage with it's incredible users, the more I learn and the more my knowledge expands. If my case gets to court, the Judge will dismiss it after I utter my first sentence, and you DCBL and Highview don't even know why .... OMG! .... So excited to get to court!
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
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A post from someone working for a bank


TonyDorset
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Taken from a message board i frequent.

 

don't go overdrawn, and you won't get charges??????

 

sounds like a free way of banking to me.

 

 

 

and before you start, yes i got stung for £39 for a direct debit that didn't go, but took it on the chin as I fucked up.

 

that's one of the problems with society at the moment, no-one will accept that they are at fault and made a mistake

 

and as you guessed, i work for a bank and have to deal with charge complaints all the time, we have had official advice from head office to handle people trying it on.

 

best advice i would give is the first line of this post

 

:lol::lol:

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It may well be good advice, but is not always practical. Besides, the issue here is not that the charges are applied, but that they are not legal, that they are punitive, that they are unfair. If banks were charging a reasonable cost (50p - £1.50) then this group woould probably have

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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It may well be good advice, but is not always practical. Besides, the issue here is not that the charges are applied, but that they are not legal, that they are punitive, that they are unfair. If banks were charging a reasonable cost (50p - £1.50) then this group woould probably have

 

Oh i know that and this has been pointed out to him.

 

Were still waiting for his reply to the question of how his bank can justify charging HIM £39 !

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Sorry Tony - I replied in haste earlier: I thought that the message was actually from you...but my statement still stands...to your friend.

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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yep its my fault ive gone out of my overdraft at times and also my fault that ive presented cheques on occasion that havent had funds to cover. but then i also accept the fact that i will be charged for this.

what i cant accept is the fact that banks or other types of financial institutions unlawfully charge over the top. since ive been 18 ive presumed that my bank has been allowed by law to charge what they see fit when i screw up and have taken on the chin every time.

now ive found out thay have no right to charge me like this im getting my own back. its as simple as that

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The problem lies with the amounts banks charge for our errors.

 

They claim they cover our costs, but how can it cost £25 to send a e-mail to tell me that I am 25p over my OD limit?

 

If the banks charged me the actual cost, I'd be happy to accept the charges (probably about £2 at the most).

 

Go on banks, play fair, and stop taking the p*ss...

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I wish the poster would come on here and try and defend their claims.

 

It is like saying, "I am a builder, I know I could do your work for £100 and make a profit, but I am going to charge you £1000. Why don't you just accept you need the work doing and pay me the money, no questions asked."

regards,

 

InterSimi

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I wish the poster would come on here and try and defend their claims.

 

It is like saying, "I am a builder, I know I could do your work for £100 and make a profit, but I am going to charge you £1000. Why don't you just accept you need the work doing and pay me the money, no questions asked."

 

He is aware that his words have been posted in this forum. It will be interesting to see if he registers and comes in here to defend his employers!

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  • 12 years later...

This topic was closed on 03/07/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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Please click the "Report " link

 

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Please

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That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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