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Hi,

 

the driving without insurance (IN**) conviction will make it a significant increase. It is possible that a quote will not be offered by your current insurer, those with IN convictions are seen as being higher risk.

Insurance Guy

If I can offer any help I will....

I have experience in Fault, Non-Fault & Disputed Liability Motor Claims for vehicle damage and hire, and some experience in Personal Injury Claims

 

 

If I've helped- please click my scales :D

 

ANY ASSISTANCE IS GIVEN ENTIRELY WITHOUT PREJUDICE- YOU SHOULD SEEK INDEPENDANT LEGAL ADVICE TO CONFIRM ANY ADVICE GIVEN

FEEL FREE TO PM ME A LINK TO YOUR THREAD IF YOU WOULD LIKE ADVICE 8-)

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Yes, the driver was convicted, and as a result has the points, there is no reason why a driver should have no insurance, and that is why they were convicted.

 

I hope that doesnt sound snappy as it isn't mean to!

Insurance Guy

If I can offer any help I will....

I have experience in Fault, Non-Fault & Disputed Liability Motor Claims for vehicle damage and hire, and some experience in Personal Injury Claims

 

 

If I've helped- please click my scales :D

 

ANY ASSISTANCE IS GIVEN ENTIRELY WITHOUT PREJUDICE- YOU SHOULD SEEK INDEPENDANT LEGAL ADVICE TO CONFIRM ANY ADVICE GIVEN

FEEL FREE TO PM ME A LINK TO YOUR THREAD IF YOU WOULD LIKE ADVICE 8-)

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Yes, the driver was convicted, and as a result has the points, there is no reason why a driver should have no insurance, and that is why they were convicted.

 

I hope that doesnt sound snappy as it isn't mean to!

 

I hear ya:)

 

Mrs was driving her dads car on my insurance - I presumed wrongly that she was covered 3rd party

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.... and only the policyholder is covered!

 

Common mistake!

Insurance Guy

If I can offer any help I will....

I have experience in Fault, Non-Fault & Disputed Liability Motor Claims for vehicle damage and hire, and some experience in Personal Injury Claims

 

 

If I've helped- please click my scales :D

 

ANY ASSISTANCE IS GIVEN ENTIRELY WITHOUT PREJUDICE- YOU SHOULD SEEK INDEPENDANT LEGAL ADVICE TO CONFIRM ANY ADVICE GIVEN

FEEL FREE TO PM ME A LINK TO YOUR THREAD IF YOU WOULD LIKE ADVICE 8-)

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i wouldnt like to say as im not sure how it works across the board, although I would imagine its all similar...

 

The insurer I work for, for an IN in the last 3 years, I think its 75% Additional Premium, so 75% of the current, I can double check that and get back to you if you wish?

Insurance Guy

If I can offer any help I will....

I have experience in Fault, Non-Fault & Disputed Liability Motor Claims for vehicle damage and hire, and some experience in Personal Injury Claims

 

 

If I've helped- please click my scales :D

 

ANY ASSISTANCE IS GIVEN ENTIRELY WITHOUT PREJUDICE- YOU SHOULD SEEK INDEPENDANT LEGAL ADVICE TO CONFIRM ANY ADVICE GIVEN

FEEL FREE TO PM ME A LINK TO YOUR THREAD IF YOU WOULD LIKE ADVICE 8-)

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i wouldnt like to say as im not sure how it works across the board, although I would imagine its all similar...

 

The insurer I work for, for an IN in the last 3 years, I think its 75% Additional Premium, so 75% of the current, I can double check that and get back to you if you wish?

 

That would be great - ta

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It's not the policyholder though that has the convictions, it's a named driver on his policy.

 

I'd expect a loading of 35% to 50% on top of normal premium, if it's significantly more than that I'd be shopping around

 

Mossy

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Hi Fishman,

 

checked today, we would increase by 50% or there abouts.

 

DL should be able to quote for renewal now though?

Insurance Guy

If I can offer any help I will....

I have experience in Fault, Non-Fault & Disputed Liability Motor Claims for vehicle damage and hire, and some experience in Personal Injury Claims

 

 

If I've helped- please click my scales :D

 

ANY ASSISTANCE IS GIVEN ENTIRELY WITHOUT PREJUDICE- YOU SHOULD SEEK INDEPENDANT LEGAL ADVICE TO CONFIRM ANY ADVICE GIVEN

FEEL FREE TO PM ME A LINK TO YOUR THREAD IF YOU WOULD LIKE ADVICE 8-)

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