Jump to content


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5178 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 82
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

  • 3 weeks later...

Quick question to anyone who might know the answer. When i make my list of charges is there a certain way to do it? i cant find a template sheet for it so i have put my basic account details on the sheet then the date, charge type and charge ammount. Is that what everyone else has done?

Link to post
Share on other sites

Hello - regarding your question about the spreadsheet i have completed it the same way as you so hopefully its right. Good luck with your claim.

Regards Sandbag.

Link to post
Share on other sites

try your hardest to use the spreadsheets:you only put in the information they should do the working out:) you will be surprised how much interest they owe you back as well

:grin:amount WON so far £15,021.27(12 claims):D

Link to post
Share on other sites

Prelim letter typed out, charges calculated, I am going to do each action seperatley and one at a time. Sending my current account prelim letter for £600 first thing monday morning.

 

I have also just read on another thread that you only need proof of postage from the post office and not recorded delivery should it go to court.

It will save a few pennies and every bit counts.

Link to post
Share on other sites
  • 2 weeks later...
  • 3 weeks later...

Ive been a bit slack with this claim as my halifax one is futher on ahead than my barclays and i let the pre-lim date slip. but having realised how fast time does fly i have typed my lba letter out and will be sending it monday morning.

I did fill in the MCOL money claim online form in today against halifax, and if anyone is wondering what you type in claimants details, here you are:

 

Claimant has account (A/C No) with Defendant from (Date a/c opened) conducted on their standard terms and conditions. Claimant is claiming the return of (£0.00 = amount of charges claimed) taken by Defendant in charges over (X) years. The Defendant’s charges are a disproportionate penalty and therefore unenforceable as they are contrary to common law. They are also invalid under the Unfair Contracts Terms Act 1977 s.4 and under the Unfair Terms in Consumer Contracts Regulations 1999.Para.8 and sch.2.1.e.

In the event that the charges are not a penalty they are unreasonable within the meaning of the Supply of Goods and Services Act 1982 s.15. Defendant has declined justification of charges despite repeated requests. Claimant claims interest under Sec.69 of the County Courts Act 1984 at a rate of 8% a year from(Date of 1st charge) to (Date of filing claim) of (£0.00 =The interest in the 8% spreadsheet calculation) and also interest at same rate up to the date of judgment or earlier payment at a daily rate of (£0.00p = Amount of charges claimed x 0.00022).

 

Supplied by a very helpful moderator, you can copy and paste it and it will fit into the 1080 character spaces allowed.

Link to post
Share on other sites

CAN ANYONE HELP PLEASE?

ONCE YOU HAVE SENT OFF YOUR LBA AND THE BANK REPLIES WITH ITS STANDARD "WE ARENT GOING TO PAY YOU THE FULL AMOUNT" CAN YOU START YOUR MONEY CLAIM ONLINE STRAIGHT AWAY OR DO YO HAVE TO WAIT TILL THE 14 DAY DEADLINE HAS EXPIRED???

Link to post
Share on other sites

Stick to your timetable. You gave them 14 days so, even though they have responded negatively, you should still let them have that time. The courts then accept that you have exhausted all avenues and they see 14 days for the prelim approach and a further 14 for the LBA as adequate - legally.

 

Hope that helps you.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

Link to post
Share on other sites

I wonder why, is it just to delay things further ? Are they likely to offer half next?:mad:

Are they getting nearer to going to court with someone and dont want to pay anyone at the moment?

:grin:amount WON so far £15,021.27(12 claims):D

Link to post
Share on other sites

Nah, they probably realise they're wasting their breath anyway, as we systematically say thaks, but no thanks... So they have a document to say that they "tried to make an offer" :rolleyes: to put in their file...

 

What on earth makes you think they're getting closer to going to court? My god, they can't run fast enough to get away from court! Have you not read the Mercantile threads? The speed at which they settled, costs and all, when faced with a sudden conference hearing is laughable!

Link to post
Share on other sites

What about them?

 

There's a CMC on Oct 18th... Expect a flurry of settlements next week...

 

They don't get much closer than B's when it comes to deadlines. But they never want to get quite close enough to actually go inside...

 

Judge Mackie's hands are just as tied as ours when it comes to the bank's abuse of the court system sadly. As long as the banks settle, even 5 mns before a hearing, nothing will happen.

 

Apologies to MSA for thread hijack, sorry, hun! :-)

  • Confused 1
Link to post
Share on other sites

Thanks for your time :)and your reassurance and sorry for hijacking someone elses thread:( keep up the good work !!:D

:grin:amount WON so far £15,021.27(12 claims):D

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...