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    • lookinforinfo - many thanks for your reply. It would be very interesting to get the letter of discontinuance. The court receptionist said that the county court was in Gloucester 'today' so that makes me think that some days it is in Gloucester and some days its in Cheltenham, it was maybe changed by the courts and i was never informed, who knows if DCBL were or not. My costs were a gallon of petrol and £3.40 for parking. I certainly don't want to end up in court again that's for sure but never say never lol. Its utterly disgusting the way these crooks can legally treat motorists but that's the uk for you. I'm originally from Scotland so it's good that they are not enforceable there but they certainly still try to get money out of you. I have to admit i have lost count of the pcn's i have received in the last 2 yr and 4 months since coming to England for work, most of them stop bothering you on their own eventually, it was just this one that they took it all the way. Like i mentioned in my WS the the likes of Aldi and other companies can get them cancelled but Mcdonalds refused to help me despite me being a very good customer.   brassednecked - many thanks   honeybee - many thanks   nicky boy - many thanks    
    • Huh? This is nothing about paying just for what I use - I currently prefer the averaged monthly payment - else i wouldn't be in credit month after month - which I am comfortable with - else I wold simply request a part refund - which I  would have done if they hadn't reduced my monthly dd after the complaint I raised (handled slowly and rather badly) highlighted the errors in their systems (one of which they do seem to have fixed) Are you not aware DD is always potentially variable? ah well, look it up - but my deal is a supposed to average the payments over a year, and i dont expect them to change payments (up or down) without my informed agreement ESPECIALLY when I'm in credit over winter.   You are happy with your smart meter - jolly for you I dont want one, dont have to have one  - so wont   I have a box that tells me my electricity usage - was free donkeys years ago and shows me everything I need to know just like a smart meter but doesnt need a smart meter,  and i can manually set my charges - so as a side effect - would show me if the charges from the supplier were mismatched. Doesn't tell me if the meters actually calibrated correctly - but neither does your smart meter. That all relies on a label and the competence of the testers - and the competence of any remote fiddling with the settings. You seem happy with that - thats fine. I'm not.    
    • Evening all,   So today, I was sent an updated offer that includes the £12.60 I spent on letters, but they have declined to add the interest at £7.40. They have stating 'We acknowledge your request to claim interest to date, however, this would be at the discretion of a trial judge if the claim did proceed to a trial hearing.' I think I am content with this outcome, and pushing this to a trial for a total interest of £15.30 throughout the claim does not make sense to me.   What are people's thoughts? I am sure our courts have better things to concentrate on?
    • FFRSG3424ListofEvidencepdf-V1 2-merged.pdfFFRSG3424ListofEvidencepdf-V1 2-merged.pdf 2pages T&C,s UCM
    • Have to attend the hearing and present evidence of his financial position (income & expenditure) and  statements ,and agree an acceptable payment plan with the judges guidance.  It will be a form of redetermination hearing as already stated.The court will not agree to bailiffs if the financials do not reflect it or assetts are minimal. They just want to determine his true affordable disposable monthly figure....which will not be £10.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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The Great CAG Slogan and Mug Photograph Competitions!!


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when you take a glug

from outa this mug

you ll be reminded

IT aint all one sided

much paperwork they will send

and it will drive you round the bend

consumer action is the site

to help you reclaim the right

we invite you to read our threads

so that you may get ahead

but in order that we can survive

please donate , and keep us alive

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'Count your blessings,

And your cash..

CAG helps return your long lost stash'

 

>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>

 

Log on to this site

and reclaim the right

to recover the cost

of all that you've lost.

 

Consumer Action Group..... for the journey.. ;)

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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Hit with APR Extortion?

Fighting for your rights with due caution?

PPI Claims full of distortion?

Want your life back in proportion?

Tired of going round in circles and jumping through hoops?

NOW is the time to join Consumer Action Group.

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  • 2 weeks later...

How about a simple CAG logo and Regulation 5 (1)

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

C.A.G. Toolbar

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The second competition will be for when the mugs have been produced, and that will be a photo competition for which we have not yet decided on the prize. But the winner will be the best photo of a CAG mug being used in a bank - or some other major financial institution. More details on this after we have the mugs!!

 

How about a picture of MWA wearing the famous CAG fleece

that I had made for the Manchester Meet last year, wherever

anyone cares to name??!

 

SDC10635.jpg

 

SDC10634.jpg

 

SDC10636.jpg

 

:D

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I bought this mug with the money

left over from my bank refund...

 

The Porshe is in the car park :D

 

 

Love this one. Would love to see it on a mug. With something funny on the otherside of the mug, like Natwest burning to the ground as thousands of people reclaim their rights.

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  • 3 weeks later...

How about:-

 

1. I sued my last MUG & won all my charges back.

 

2. My other MUG is a Bank Manager.

 

3. Two wrongs don't make a right, but 70,000+ CAG'ers you cannot fight.

 

4. Cost of teabag 20p, cost of water 10p, cost of mug £2.50, seeing the £1k solicitor lose in court, priceless. For everything else there's CAGgers.

 

5. This isn'y just any mug, this is a CAGGER mug.

 

6. Why pay more (with the more crossed out) ? (CAG Logo)

 

7. CAG, donate and emancipate

 

8. Can't stop, won't stop - CAG

 

9. Paying charges is a MUG'S game

 

10. Paying charges is a MUG's game, claiming them back is a CAG'ers

 

11. To CAG or not to CAG ?

 

12. CCA 1974, CAG 200X (not sure what year CAG is started)

 

13. CAG - fight for your right

 

14. CAG - Come And Get us !

 

15. CAG - Creditors All Gone

 

16. CAG - CCJ's All Gone

 

17. CAG - CRA's Are Gits

 

18. CAG - Coallition Against Greed

 

19. CAG - Coallition Against Greedy banks

 

20. CAG - Came & Conqured

 

21. CAG - 70,000+ v Banks - Nil

 

That's all I can think of...........

 

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