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Help needed, Baillifs calling tomorrow.


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Hi fellow Cagers,

Like many people we also fell behind with our council tax last year resulting in the bailifs contacting us.

We owed the local council around £600 and hence the bailifs where contacting us.

We where foolish enough to let them in and thay took a walking possession the total amount came to approxamately £600 plus their costs which included their first call out and second call out fee. We came to an arrangement to pay back £100 per month, we got this down to £194.50 then missed a payment, we then received a notice of removal of goods or an amount of £284.50. These fees seem very extreme are they legal and should they have a copy of documentation to show the charges? We had a visit this morning at 7am upseting the children then leaving a letter of intention of forced entry and removal of goods using the services of a lock smith to gain entry into our home if no person present. please can they do this im very worried.

 

Many Thanks

Caroline.

Taff-p. v BARCLAYS

S,A,R. SENT 23RD FEBRUARY

 

Taff-p. v LLOYDS TSB

S,A,R SENT 23RD FEBRUARY

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What, they can force entry in to our house if we are not there.?

 

In an extreme case - yes - but it is very rare and I believe they would have to get a court's permission.

 

If you are able to make any payment at all, contact them - if not contact the council and pay them direct. Also contact your local councillor or MP.

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Hi Ell-enn,

Thay will only except the full amount of £284.50 we are trying to get a loan from a local loan company to pay them, its scandless that they can up the cost by £90. in a matter of days, if we dont get the loan im not sure what will happen its very frighteing.

caroline,

Taff-p. v BARCLAYS

S,A,R. SENT 23RD FEBRUARY

 

Taff-p. v LLOYDS TSB

S,A,R SENT 23RD FEBRUARY

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How much were you paying monthly and what date was the payment you missed due on?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Am I on the understanding that they only called to your house the one time and charged you for two visits?

Have you a breakdown of their fees.

If you can pay the outstanding amount of the council tax, not the fees, to the council, then call or email the bailiff company and tell them that you have paid the outstanding amount straight to the council and text not call the bailiff that this is what you have done. I would also write to the council explaining this situation and what you have paid the bailiff company.

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They called yesturday while we where at work and again at 7am this morning. Dont have any breakdown of charges. Called council today and they said it was out of their hands. :mad:

Taff-p. v BARCLAYS

S,A,R. SENT 23RD FEBRUARY

 

Taff-p. v LLOYDS TSB

S,A,R SENT 23RD FEBRUARY

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They called yesturday while we where at work and again at 7am this morning. Dont have any breakdown of charges. Called council today and they said it was out of their hands. :mad:

This is totally not true, just because they have passed it over to a bailiff it does not mean that they can take the debt back, they are responsible for all bailiff action. The bailiffs are working for them to get the debt paid and they do have a certain amount of control.

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I just think they did,nt want to bother helping us.

He,s back tomorrow morning at 7am just hope the charges are not going to be any more, We now have the £284 to pay him.

Makes me wonder how these people can live with themselves, Thay must have no conscience. This guy seemed to enjoy every minute off his actions.:mad:

Taff-p. v BARCLAYS

S,A,R. SENT 23RD FEBRUARY

 

Taff-p. v LLOYDS TSB

S,A,R SENT 23RD FEBRUARY

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I just think they did,nt want to bother helping us.

He,s back tomorrow morning at 7am just hope the charges are not going to be any more, We now have the £284 to pay him.

Makes me wonder how these people can live with themselves, Thay must have no conscience. This guy seemed to enjoy every minute off his actions.:mad:

oh believe me they all do, and the more they get away with the worse they get. when dealing with these people you need to be on the ball at all times, its really great though when you get one over on them;)

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Its our 2 young girls i feel for , they where upset this morning when he called saying he would be back later to take the tv settee and chairs he even said he would take the girls wii. i told him he could only take what was on the list and that was,nt on it. he said get me the money or i,ll be taking your goods today. the council would,nt listen i asked if i could pay them direct tomorrow thay said it was out of their hands now. He wanted the money by 12 this afternoon but i could,nt get it until 5pm so he,s coming tomorrow morning at 7am.

Taff-p. v BARCLAYS

S,A,R. SENT 23RD FEBRUARY

 

Taff-p. v LLOYDS TSB

S,A,R SENT 23RD FEBRUARY

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Have you contacted your local councillor ? That bailiff should most definitely not have been frightening your children. You need to make a formal complaint to the council - saying it is out of their hands is just nonsense - they are responsible for the behaviour of the bailiff acting on their behalf.

 

Get your councillor and/or MP involved.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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I shall be in contact with them tomorrow as i shall only be working half day, My husband works early hours and wont be here in the morning again but he has told me not to let him in tomorrow but to pay him through the window .

Taff-p. v BARCLAYS

S,A,R. SENT 23RD FEBRUARY

 

Taff-p. v LLOYDS TSB

S,A,R SENT 23RD FEBRUARY

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Are you giving him cash? - you could do with a witness - perhaps record paying him on your mobile phone ?

 

Also, you could make a note of how many £20notes (or whatever you are giving him) and also list the serial numbers of the notes.

 

Check the receipt shows the correct amount.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Thank you Ell-enn for all your help and everyone else, dont know what i would have done on my own, thank goodness for this site you are all very helpful. I shall make a note of the serial no,s on the £20 notes and my neighbour next door has said she will be with me in the morning. thank you all again. Caroline.:)

Taff-p. v BARCLAYS

S,A,R. SENT 23RD FEBRUARY

 

Taff-p. v LLOYDS TSB

S,A,R SENT 23RD FEBRUARY

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Hi wd, its taffs wife caroline,

The total amount is including the £90 extra charges.

To be honest im not 100 % sure what is outstanding to the council.

Thay have tv, hi fi, settee and chairs,micro,and a few other things.

Taff-p. v BARCLAYS

S,A,R. SENT 23RD FEBRUARY

 

Taff-p. v LLOYDS TSB

S,A,R SENT 23RD FEBRUARY

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Hi ya

 

Sorry to hear about the crappy situation, I have been in the same boat boat with CTAX to the tune of £3k :( What have they listed on the walking possesion list?

 

Please try not to worry and I wouldnt get another loan to pa it off as the doorstep loan companies are vultures as well. (Not as big as the bailiffs!)

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the bailiff cant force re-entry to your home without first informing you in writing of the time and date that they are coming

 

p5 Forcing re-entry

The law upon the rights of bailiffs to force re-entry to premises in order to remove

goods previously seized has recently been clarified. In Khazanchi v Faircharm

Investments; McLeod v Butterwick [1998] 2 All ER 901 the Court of Appeal held that

bailiffs may only force re-entry where they are being deliberately excluded from

premises. It will thus be necessary in most cases for the bailiff to notify the debtor in

advance of the date and time of the visit in order to remove. If the debtor is then

absent from home, or refuses entry, force may be employed

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Have sent you PM.

 

wd

 

Thank you wd, only just got your message, We payed the debt just to get them off our back, he was very arrogant and cocky, I told him you people pray on the vunrable and one day the vunrable will fight back and bite you on the but. Any way id like to thank eveyone who has been so helpful and aided me in not to worrie as much as i was. your all diamonds.

love caroline.

Taff-p. v BARCLAYS

S,A,R. SENT 23RD FEBRUARY

 

Taff-p. v LLOYDS TSB

S,A,R SENT 23RD FEBRUARY

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