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Beaten Natwest once - Should I go again?

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Natwest capitulated to my might two and a half years ago, refunding around £1500 in charges. Since then I've racked up some more (£456), due to continued life as a student, followed by redundancy and I'm wondering if I should go after them again.


I know the short answer to that is yes.




1. Are all claims still on hold? If so what are the benefits of getting after them now?


2. Last time they said that if I tried it again they would consider that I was unable to agree to their terms and conditions and terminate my accounts with them. (I have overdrafts to consider)


Can someone please advisewhether I will have to find a new bank account and if I'm likely to get the money back any time soon?



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Like you said...the answer is YES!


Yes claims are still on hold, but as soon as you file it in court, the 8% interest will be added, so it can build up nicely. ;)


They can't close your account on the grounds you are reclaiming charges. Most people have got second, third or more claims in now.


As for when you will get the money back, it's hard to tell. You will be in the same boat as the rest of us.



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Ok, I'm just wary that if they do close my account, withdraw my overdraft, regardless of whether thats legal or not, it causes me huge problems. What happens if I delay the claim for a while, will it take longer to resolve?


The interest will be charged from the date they applied the penalty, so delaying doesn't cause a problem here either.

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They are not allowed to close your bank accoount for a retaliatory reason, they wont close, I am on my 3rd case with Abbey, they have never even threatened it. I wouldnt worry about it, it is a rarity.



Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed


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You can claim back to 1995

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