Jump to content


Beaten Natwest once - Should I go again?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4252 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Natwest capitulated to my might two and a half years ago, refunding around £1500 in charges. Since then I've racked up some more (£456), due to continued life as a student, followed by redundancy and I'm wondering if I should go after them again.

 

I know the short answer to that is yes.

 

But:

 

1. Are all claims still on hold? If so what are the benefits of getting after them now?

 

2. Last time they said that if I tried it again they would consider that I was unable to agree to their terms and conditions and terminate my accounts with them. (I have overdrafts to consider)

 

Can someone please advisewhether I will have to find a new bank account and if I'm likely to get the money back any time soon?

 

Thanks.

Link to post
Share on other sites

Like you said...the answer is YES!

 

Yes claims are still on hold, but as soon as you file it in court, the 8% interest will be added, so it can build up nicely. ;)

 

They can't close your account on the grounds you are reclaiming charges. Most people have got second, third or more claims in now.

 

As for when you will get the money back, it's hard to tell. You will be in the same boat as the rest of us.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

Link to post
Share on other sites

Ok, I'm just wary that if they do close my account, withdraw my overdraft, regardless of whether thats legal or not, it causes me huge problems. What happens if I delay the claim for a while, will it take longer to resolve?

 

The interest will be charged from the date they applied the penalty, so delaying doesn't cause a problem here either.

Link to post
Share on other sites

They are not allowed to close your bank accoount for a retaliatory reason, they wont close, I am on my 3rd case with Abbey, they have never even threatened it. I wouldnt worry about it, it is a rarity.

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

Link to post
Share on other sites

You can claim back to 1995

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...