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    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
    • In the SAR, I received the original application, lots of computer print outs, yearly statements from 2013 and the new emails regarding my complaint. They sent me a £50 cheque after I chased them for the SAR after the 30 days. They said they was waiting for me to respond to an email (which I never received) before sending the SAR
    • classic P2G. I'm sure dianne and Lesley will pop an email to you at some point.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Rashley V's Westcott


Rashley
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Right, court rec'd acknowledgement of claim on Friday. No response to request for info from Westcot solicitors.

 

I assume, I give them enough time as stated in my letter (that which they are allowed by statute) and if nothing rec'd, submit a defence based on non-disclosure.

 

Is that about right

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Right, court rec'd acknowledgement of claim on Friday. No response to request for info from Westcot solicitors.

 

I assume, I give them enough time as stated in my letter (that which they are allowed by statute) and if nothing rec'd, submit a defence based on non-disclosure.

 

Is that about right

 

That is exactly right. Browse through the forums and you'll find plenty of examples of holding defences. It shouldn't be too difficult to adapt one to suit your circumstances.

 

One factor I am picking up on is the need to include the paragraph stating that CCA 1974 and not the CCA 2006 is the relevant act very close to the top of the defence. There are far too many judges content to ignore unenforcability issues when the High Court case law is binding upon them.

 

Just a personal opinion.

 

SH

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Me again !!

 

No word from solicitor so assume I should file a holding defence ASAP (deadline 19/10/2009)

 

Sound about right ?

 

That is exactly right. There are plenty of examples of holding defences on the CAG site, so do some research and put something together. It is much better if you understand what you are putting together, as you will have to argue your case in court.

 

Copying and pasting someone else's defence without understanding it is a big mistake.

 

If you need any help, we're always here.

 

SH

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That looks as though it will need very few amendments to be good to go. I would include the following paragraph in position 11 -

 

The Assignment

 

The defendant requires sight of the deed of assignment of the debt. In addition the defendant requires proof of service of the Notice of Assignment in accordance with s196 of the Law of Property Act 1925 which is required to give the claimant a legitimate right of action in their own name since it appears this is an assigned debt. the reason the defendant requests this information is inter alia to clarify the dates are correctly stated on all documents, the defendant notes that if there are errors in the assignment it may be rendered ineffectual in law per W F Harrison and Co Ltd v Burke and another - 1956 2 All ER 169

 

Also, I have to question this - The letter you have posted in Post #19 says "Mr. R Ashley", yet point #9 of the Defence says ".....allow the Defendant to prepare her Defence". Something doesn't quite ring true there.

 

SH

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Sorry for delay chaps, not been well.

 

Have added suggested paragraph in position 11 and decided that I am a man so changed all her to his. Look OK ?

 

How do I send this? Does it need to be on a court form or just in an envelope?

 

Does it say enough about charges so that I can at least discount them from the claim ?

 

Sorry, but only got about an hour to get to post !!!

 

Lady at court said I could file by fax, is that right ?

In my Defence 2.doc

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There should be no need to chase up cpr request.

The request and non-compliance is stated in your defence.

 

Claimant will be made aware of your defence and I think has 28 days to respond.

If they fail to respond the Judge will most likely order a stay.

This can only be lifted by permission of the court and Claimant will have to apply.

 

If they carry on they will need to produce the documents under your cpr.

 

Do not chase for information as this is now with the court.

Just sit tight at the moment and wait to see if they respond.

 

Hopefully someone more knowledgeable will be along to advise further.

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