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Shop Direct - Result! But also a non-urgent question.

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Hi guys


Well I got a letter this morning from Shop Direct who have been unable to provide a credit agreement so have told me that they will no longer persue the debt. Hurrah!


However they have also stated that they can and will file this with a CRA and they have the authorisation to do so by my making purchases from them.


Is this right? I was of the understanding that they couldnt.


It doesnt really matter, I'm in no position to take out credit anyway but I am curious.

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