Jump to content

 

BankFodder BankFodder


trolley

help needed - questions inside

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4987 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I had a barclays account a few years ago, it was closed cos it had so many cahrges. the balance at present i am being chased for by creditors is nearly £300, however most of it is charges. because the balance is still outstanding how do i challenge this?

 

all help is much appreciated

Share this post


Link to post
Share on other sites

Go to the library and read the step by step gude.

As long a the account was in use 6 years ago you can still get your statements and claim

 

Good Luck

 

Spotty


[sIGPIC][/sIGPIC]Statement request 4th May

Prelim Letter sent 24th May

LBA 7th June

Thanks but no thanks letter sent 22 June

MCOL 22nd June

Claim acknowledged 26 June

AQ sent 2nd August

17 Nov Court Date Set for 29 Jan 2007

Settled in full 12/12/06

Share this post


Link to post
Share on other sites

Thats not quite correct Spotty.

 

You can write under the DPA and ask for all data they hold, as long as its part of a relvant filing system they are obliged to provide it, no matter how old.

 

The 6 years is the time limit for claiming a breach of contract and runs from the time when you should or reasonably could have discovered the breach.

 

However if you believe the charges are unlawful and that the bank concelead the fact from you the 6 year limitation doesnt apply Sec 32 subseciotn something or other of the limitation act spells it out.

 

HTH

 

Glenn


Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...