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Northern Rock Credit Agreement - Help


nonnynonny
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Hello,

 

A bit of background, i took out a loan of £10k with northern rock in 2004, over a period of 120 months, including PPI.

 

During 2008 i succsefully reclaimed PPI via a third party company, they then issued a letter to 'reschedule the loan'.

 

This was during 2008.

 

Attached are the letters and the only documentation i have received or signed on this issue.

 

Does it validate Northern Rock? Is it an enforcable agreement?

nrock1.JPG

nrock2.jpg

nrock3.jpg

Edited by nonnynonny
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Not to be at all pretentious, but the promises of 'assistance' from this website seem to be as likely as promises of 'assistance' from the banks in 'helping' customers.

 

This statement is a little unkind dont you think ? This is a self help site, anyone offering assistance is a volunteer and there are many requests for assistance made. So it might take some time for an answer unless your post/thread is flagged as urgent.

 

I am a little unsure of the question you want answering.

 

If it is in respect of the CCA, you will find some answers in the following link.

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/105315-my-agreement-enforceable-useful.html

 

 

Are the free companies that look at this worth using?

 

If you are wanting an answer to the question above. I am unaware of any "free companies" and the MOJ (Ministry of Justice) is actually advising against using Claims management companies.

 

HTH

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This statement is a little unkind dont you think ? This is a self help site, anyone offering assistance is a volunteer and there are many requests for assistance made. So it might take some time for an answer unless your post/thread is flagged as urgent.

 

 

Thanks for getting back to me, communication is the key.

 

I felt slightly guilty making an outburst, but in my working world if i say i am going to something i do it when i say i am going to do it.

 

This problem is one of the biggest issues i face daily in the construction industry, people simply make commitments they cannot keep or promises they dont intend to keep.

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