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    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other!
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    • the Town and Country [advertisments ] Regulations 2007 are not easy to understand. Most Council planing officials don't so it's good that you found one who knows. Although he may not have been right if the rogues have not been "controlling" in the car park for that long. The time only starts when the ANPR signs go up, not how long the area has been used as a car park.   Sadly I have checked Highview out and they have been there since at least 2014 . I have looked at the BPA Code of Practice version 8 which covers 2023 and that states Re Consideration and Grace Periods 13.3 Where a parking location is one where a limited period of parking is permitted, or where drivers contract to park for a defined period and pay for that service in advance (Pay & Display), this would be considered as a parking event and a Grace Period of at least 10 minutes must be added to the end of a parking event before you issue a PCN. It then goes on to explain a bit more further down 13.5 You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is. 13.6 Neither a consideration period or a grace period are periods of free parking and there is no requirement for you to offer an additional allowance on top of a consideration or grace period. _________________________________________________________________________________________________________________So you have  now only overstayed 5 minutes maximum since BPA quote a minimum of 10 minutes. And it may be that the Riverside does have a longer period perhaps because of the size of the car park? So it becomes even more incumbent on you to remember where the extra 5 minutes could be.  Were you travelling as a family with children or a disabled person where getting them in and out of the car would take longer. Was there difficulty finding a space, or having to queue to get out of the car park . Or anything else that could account for another 5 minutes  without having to claim the difference between the ANPR times and the actual times.
    • Regarding a driver, that HAS paid for parking but input an incorrect Vehicle Registration Number.   This is an easy mistake to make, especially if a driver has access to more than one vehicle. First of all, upon receiving an NTK/PCN it is important to check that the Notice fully complies with PoFA 2012 Schedule 4 before deciding how to respond of course. The general advice is NOT to appeal to the Private Parking Company as, for example, you may identify yourself as driver and in certain circumstances that could harm your defence at a later stage. However, after following a recent thread on this subject, I have come to the conclusion that, in the case of inputting an incorrect Vehicle Registration Number, which is covered by “de minimis” it may actually HARM your defence at a later stage if you have not appealed to the PPC at the first appeal stage and explained that you DID pay for parking and CAN provide proof of parking, it was just that an incorrect VRN was input in error. Now, we all know that the BPA Code of Practice are guidelines from one bunch of charlatans for another bunch of charlatans to follow, but my thoughts are that there could be problems in court if a judge decides that a motorist has not followed these guidelines and has not made an appeal at the first appeal stage, therefore attempting to resolve the situation before it reaches court. From BPA Code of Practice: Section 17:  Keying Errors B) Major Keying Errors Examples of a major keying error could include: • Motorist entered their spouse’s car registration • Motorist entered something completely unrelated to their registration • Motorist made multiple keying errors (beyond one character being entered incorrectly) • Motorist has only entered a small part of their VRM, for example the first three digits In these instances we would expect that such errors are dealt with appropriately at the first appeal stage, especially if it can be proven that the motorist has paid for the parking event or that the motorist attempted to enter their VRM or were a legitimate user of the car park (eg a hospital patient or a patron of a restaurant). It is appreciated that in issuing a PCN in these instances, the operator will have incurred charges including but not limited to the DVLA fee and other processing costs therefore we believe that it is reasonable to seek to recover some of these costs by making a modest charge to the motorist of no more than £20 for a 14-day period from when the keying error was identified before reverting to the charge amount at the point of appeal. Now, we know that the "modest charge" is unenforceable in law, however, it would be up to the individual if they wanted to pay and make the problem go away or in fact if they wanted to contest the issue in court. If the motorist DOES appeal to the PPC explaining the error and the PPC rejects the appeal and the appeal fails, the motorist can use that in his favour at court.   Defence: "I entered the wrong VRN by mistake Judge, I explained this and I also submitted proof of payment for the relevant parking period in my appeal but the PPC wouldn't accept that"   If the motorist DOES NOT appeal to the PPC in the first instance the judge may well use that as a reason to dismiss the case in the claimant's favour because they may decide that they had the opportunity to resolve the matter at a much earlier stage in the proceedings. It is my humble opinion that a motorist, having paid and having proof of payment but entering the wrong VRN, should make an appeal at the first appeal stage in order to prevent problems at a later stage. In this instance, I think there is nothing to be gained by concealing the identity of the driver, especially if at a later stage, perhaps in court, it is said: “I (the driver) entered the wrong VRN.” Whether you agree or not, it is up to the individual to decide …. but worth thinking about. Any feedback, especially if you can prove to the contrary, gratefully received.
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Just had a "brilliant" conversation with LoanfinderUK


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No idea where to put this thread really, but since I have incurred no financial loss and am still pondering whether to laugh or cry about how these bandits operate I thought I'd blow off a bit of steam in here first.

 

Just taken a cold call from these jokers announcing that I've recently applied for a loan, so can they confirm my personal details (No, I haven't, so no, they can't take anything).

 

Call Centre Barbie then goes into pre-rehearsed script telling me what a super bunch they are, and how very different they are from other "less ethical" brokers. Naturally, I ask "So how much are you going to charge me for your services?", to which she responds that the amount I'll be charged depends on the size of the loan that I WILL DEFINITELY, DEFINITELY get, and that (and this is grrrreat!!) , I won't have to pay a thing until I have my loan!! I ask how they'll know I have my loan if it's not directly through them, to which she responds "Well, you'll tell us". I say "But if I don't, you won't get paid, will you?". Response...wait for it....

 

CCB: "Yes, but as part of the application, we ask you to give us your debit card details and the date of your next payday, and then we debit your account."

 

Me: "Er...what if I don't have my loan by then?"

 

CCB "Well, if you're paid monthly that's a couple of weeks away, you'll definitely have a loan by then"

 

Me: "What if there's no cash in the account for some reason?"

 

CCB: "Oh, we'll just keep trying the debit card for 3 weeks"

 

Me: "OK, well what if I give you an old debit card number or something...I get my loan, but you don't get paid? This all seems very weird as a business idea to me. I'm not sure this isn't a [problem]" (You think??? :wink:)

 

CCB: "Oh, no that won't happen - as part of the application we debit your account for 49p, but the 49p goes to a charity called 'Julia's House" so WE don't make any profit out of that part at all. We do ask that you have the 49p available though, as we wouldn't want you to go overdrawn and incur charges."

 

Me: "How very lovely of you" *click*

 

OK, I'm a bit overheated about the loan industry in general these days, and I have been accused in the recent past of taking it all a bit personally, but please...am I alone in finding these people, who pray on the desperate, actually trying to validate themselves by using the Teenage Cancer Trust really quite offensive?

 

Well, if nothing else, I feel better now and you all know they've developed a new tactic. Flippin' cheek of it.

 

If anyone wants me, I'll be in the kitchen, snarling and mainlining coffee. :-D

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A shame that you don't record your calls as we could then all enjoy it first hand.

 

No one shouuld deal on the phone with these people without recording their calls.

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:mad: I remember coming in from work and my husband was furious. He said that he had a call from a company confirming the £10,000 loan I had applied for had been approved. He was really angry and did not believe I had no idea of what he was talikng about. He had taken their number and stood at the side of me whilst I rang them back. It was only after listening in on the conversation that he realised that it was some sort of a con. These sharks want sorting out
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A shame that you don't record your calls as we could then all enjoy it first hand.

 

No one shouuld deal on the phone with these people without recording their calls.

 

Funnily enough, when I was telling my OH about it I said that I wish had a recording of it purely for the amusement value.

 

I'm not worried that they have any details - if anything was passed on it was from my kamikaze days of applying to questionable brokers, so they might at best have access to a defunct account, and if they want to try to take money from that they can be my guest.

 

I was more annoyed about the charity angle they were working - tug on the heart strings to get people to part with debit card details while simultaneously giving the impression they're good guys...I mean, no charity in it's right mind would deal with a company who were ripping people off would they? :rolleyes:

 

Maybe I'm just dead cynical these days, but it would be a shame if the charity in question get tarnished when (if to be fair and unbiased!), these people turn out to be rip-off merchants.

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Thanks for the laugh!

 

give my regards to Nanny Ogg. :lol:

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Thanks for the laugh!

 

give my regards to Nanny Ogg. :lol:

 

You're very welcome. I find when my goat has been got, trying to laugh at whatever it happens to be reduces the risk of me going berserk with a hedge trimmer. :D

 

And...I would do, but she's outside, bothering hedgehogs. :D

 

Granny Weatherwax...the women I've always wished to be. :D

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