Jump to content


  • Tweets

  • Posts

    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Advice regarding Virgin Media requested please


lew247
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5340 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all, not been on these forums for ages now,

I have had Virgin Media since I moved to Manchester sometime in 2003.

I was happy at first, had a few late payments due to bills not arriving in time to pay, went to E-billing when asked and then got no bills for 6 months or more, they called asking for full payment plus late payment charges, I cant remember how much I agreed to pay but they agreed a less amount than was owed.

This was a good few years ago, since then I mainly have been on paper billing and at first had a direct debit set up and to me all seemed fine,.

I then got really sick and several periods in hospital, so there wasn't going to be much money in the bank account I cancelled the direct debit, called Virgin Media and asked to be billed.

 

They then for however long sent me out bills but each bill contained a late paytment charge plus non DD charge.

From what I remember the late payment charge was on each bill as they never arrived in time to pay, and the next bill was being produced.

 

I cant remember the exact details as I had brain surgery while in hospital and trying to remember things exactly with no reference is extremely hard.

 

What I'd like to know is, can I ask for copies of ALL bills and payments, even those bills that were meant to be E-bills, Oh i remember now why some didnt get paid, for some reason their bills never arrived, even thoguh it was an NTL email address, they just never turned up even after complaining.

 

Anyway I would like a copy of EVERY bill, and EACH payment including a full breakdown showing charges.

I'd also like a copy of every letter and telephone call made to them..

I understand? there are two ways to get lists of charges bills etc, one costing £10 and one costing £1 I think the SAR is £10 while the other one is something to do with a DPA request I honestly cannot remember though

 

Which is best, cheapest, quickets, will definately work to get the list of all bills, payments, and charges paid and owed?

 

I'd also like to have the credit reference agencies updated when they remove these charges to NOT show that I owed them money at the time, or I was late paying when it was their fault it was late most months. Is this possible?

 

Sorry for making this sound so complex, but its hard to write down exactly what I see in my mind these days, I start writing something then get distracted for a microsecond and lose where I was.

 

Oh I forgot to say, when I started with Virgin, I had the full works, then eventually got rid of the tv and went to sky, and then got rid of the telephone and went to BT, and eventually got rid of the phone and moved to O2 boradband.

 

So since the start of this year sometime I have had no Virgin services whatsoever.

 

I didn't want to start any kind of claim while I still had their services as I imagined it might get nasty.

Link to post
Share on other sites

send them a sars letter requesting all the info they hold on you, you have to send a postal order for £10 for all that info but then you should be able to sort out all your late payment charges and start a claim to get them back. i dont know but about virgin but someone should be along soon with more detailed advise for you.

Link to post
Share on other sites

fire them off an SAR

that should give you everything.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Many thanks.

I've seen several different addresses for Virgin Media, in Manchester and London, which should I send the request to, and which address to send queries regarding charges, and when it gets that far which do I send the letter before action to? as I know I wont be happy with the first reply.

Link to post
Share on other sites

Many thanks.

I've seen several different addresses for Virgin Media, in Manchester and London, which should I send the request to, and which address to send queries regarding charges, and when it gets that far which do I send the letter before action to? as I know I wont be happy with the first reply.

 

Use the registered office address, its a legal requirement for them to include it any correspondence they send to you, usually its in small print in the bottom corner of a letter, if not then you can check on the companies house website to find the info out.

 

Address the letter to the Data Protection Officer by recorded delivery and include proof of your identity, like a photocopy of your driving license or passport (data controllers are legally obliged to confirm your identity before sending information).

 

I'd also be as specific as possible about the data you require. If you simply ask them for everything your likely to get reams of irrelevant info that you don't want or need, which you'll then have to wade through to find the stuff you do want.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...