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Mint agreement received. Unenforceable ??

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Hi. Received mint agreement under subject data request. But the terms sent are current terms. Surely under a data request they have to send all data which must then include the terms that you signed for.


How do I get them to send these?


Is the attached agreement unenforceable?



mint agreement0001.pdf


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My opinion is that the agreement is unenforceable as it does not contain the prescribed terms.


Have a look at these links which may help you decide on the enforceabilty of the paperwork (courtesy of 42man & steven4064) -



Is My Agreement Enforceable - Useful

Consumer Credit Agreements


Write to Mint asking for the missing data.


If they refuse to supply it, you will have to go to court to get enforcement.


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Any advice & opinions given by supasnooper are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability.

Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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