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Too many Payday Loans Please Help. **


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Well it was Barclays Bank and when I found out what happened, I called them straight away and some guy who could hardly speak English told me that it was still "pending" so nothing had actually gone out and I said if it will go back in my account and he said yes. I waited a few hours and rang again and spoke to someone else who COULD speak English and she told me that it had all gone and that they (capital one) are allowed to do that if I owed it to them. The same thing happened to some guy who ended up trying to kill himself. I even wrote a post about it in my blog:-

 

http://muksblogaboutstuff.blogspot.co.uk/2012/12/gambling-advertisements-payday-loan.html

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Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I would issue a full and formal complaint against the bank. Demand a final response within 8 weeks. Then take it to the FOS/FSA.

 

How long ago did this happen?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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It happened about 7 months ago now. I did issue a formal complaint but I got a letter back saying as they hadnt heard from me, they are dropping it. I mailed them straight away and told them, that I didn't drop it and I got no reply. By that time I had changed my bank.

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I suggest you write a full and formal complaint to the banks CEO or head of complaints. They had no rights at all to say that you couldnt get your money refunded sinply because they were a loans company. The law has been in effect since 2009.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I would just address it to the CEO, have him send it. There might even be cause for a complaint under the BCOBS

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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