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ODC

Ulster Bank Reduces Charges

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Have the greedy banks seen the writing on the wall

 

This was published by the BBC today

 

Ulster Bank to cut some charges

 

 

The Ulster Bank plans to cut some overdraft charges

The Ulster Bank has announced plans to reduce charges for customers with unauthorised overdrafts.

The charge for an unpaid item will be cut from £30 to £10 while a referral fee will be cut from £30 to £15.

Last week, the Consumer Council for Northern Ireland criticised some banks for charging 'excessive' fees for duplicate statements.

The changes will be introduced from October 1.

The Chief Executive, Retail Markets, for the Ulster Bank, Mike Bamber, said the bank hoped the announcement would help customers in 'difficult financial times'.

"Today's announcement is good news for Ulster Bank customers in Northern Ireland," Mr Bamber said.

"We understand that customers are facing challenges at this difficult time and today's announcement will help those customers who find themselves in a situation where they may attract these fees."

An unpaid item fee arises when there are insufficient funds in the customer's account and an item such as a cheque or a direct debit is not paid.

A paid referral fee is charged when a cheque, standing order, or direct debit is paid despite there being insufficient funds in the account.

The move has been welcomed by the Chief Executive of the Consumer Council, Antoinette McKeown.

"The Consumer Council welcomes the announcement by Ulster Bank today that it is to reduce its charges for slipping into the red from October 1," she said.

"It is a step in the right direction, particularly as many people are struggling to make ends meet."

 

Lets hope they realise that their excessive charges must now be paid back


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A very interesting quote by the British Bankers Association in all this coverage, as they have to justify the high charges of its other members.


Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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A very interesting quote by the British Bankers Association in all this coverage, as they have to justify the high charges of its other members.

 

Yep..looks like their arguement is begining to crumble, I would now expect other banks to follow..or maybe many customers will jump ship to rbs/natwest...I might enquire at my bank (LLoyds) today if they will reduce their charges soon.....just to annoy them :)

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I think the others will resist lowering their charges until the test case is concluded.

 

From the point of view of RBS/Nat West they are majority public owned so have to be seen to be fair, and this is one step to achieving that.


Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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I wonder if these bankers have got wind that they are going to lose the test case.

 

It is hypocisy of the highest order to say that they are doing it to help out customers.

 

In the case of the Ulster Bank they only introduced these EXTORTIONATE charges to my account a few months back. They have totally screwed up my account with their bare faced robbery. Hell will not be full until they are all in it.:mad:


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