You are in the UK I assume. Does your daughter normally live in the UK, she is temporarily away travelling in Australia but has left her car here? So she is still named on the DVLA V5C ('log book' ) as the Registered Keeper? You have your own car but also have access to your daughter's car, ie she has given you permission to drive it while she is away?
If all that is correct then what your insurance company is telling you is that your policy has a 'Driving Other Cars' [DOC] extension which allows you drive another car in certain circumstances. Usually for Third Part Only (no cover for damage to your daughter's car). Your own certificate would be the evidence of that cover.
But really this isn't the best way to deal with it. What happens when the insurance on your daughter's car expires in a week's time? She needs to renew it so why doesn't she add you as a named driver to her policy?
Not worth the hassle of driving on third party ( driving other cars) extension when the Car is not primarily covered under a Car owners policy. You will get stopped by Police, they may argue that you are not properly Insured, car will be picked up on AMPR cameras.
And for the car to be on the road, it has to have Insurance or it has to be SORN. Insurance is now compulsory, even if the Car is just parked on a public road.
Suggest your daughter renews the policy or takes out a new policy. She can do this online from Australia, providing she is normally a UK resident and will be returning soon.
If your Daughter will be in Australia for quite awhile, perhaps she allows you to register the Car in your name and you then Insure it in your name.
Do I still have a leg to stand on with Barclaycard with the fact that they made verbal promises, then were not contactable for me to use the cooling off period (which as far as I'm aware is a legal requirement)
I tried to cancel immediately and contacted Barclaycard within 2 hours of leaving the building, whilst the payment was still pending.
Can someone help please?
My daughter is in Austrailia and her car insurance runs out in a week.
My insurance company say I can drive her car (to keep it roadworthy), just third party cover but what they cannot answer is that if I get stopped by the police, the vehicle will not have its own policy attached to the vehicle. Would I be breaking the law even though as a driver the car would be insured. I don't know where to go for the definitive answer.