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anybody know if lowells own DLG COLLECTIONS in scotland

they appear to be using their mail sorting company as a return address on the back of the envelope not the usual leeds pobox

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I had a letter from their "Trading tyle" Red yesterday with a return of PO Box 8743, Bellshill, ML4 3WU. which is the same return address as mail sent by Makenzie Hall, JB Debt Recovery, NCO Europe Limited, Risk Management Alternatives (RMA), Debt Managers Ltd & possibly some others.



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  • 1 month later...

about a year ago i got letter from halifax saying i owed them money.

ignored letters

then got letter from blair oliver scott-- cca them got nothing

then the usual rounabout started

cca the lot got nothing

lo and behold a month ago got the ist of many calls and letters from lowells. transpires theyve now bought the "debt"

sent them 2 bemused but not surprised letters (1 for each account)

signed for on 27 august.

day after that i got a post card saying that they needed to contact me by phone urgently obviously never rang them.

today ive had 2 statements of accounts the accounts state that i lowells x amount both dated 26 august.

as we all are aware lowells are not scared to come forward in claiming money especially if its now their debt.

what are they up to? is this just another of their feeble attempts to get around thir legal duties or is it a new tack

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Lowells are not worth worrying over. They will send you all kinds of crap through the post on different letter headings.


When did you last make a payment on the account. Most of what Lowell buy is statute barred or otherwise non-collectable.


If you sent a request under s77/78 of the CCA to a previous agent and nothing was supplied the restriction on enforcing the agreement carries forward to Lowell with the assignment.


I'd just write them a polite letter suggesting the goes fortha nd multiply and leave it at that.

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what was it for?


loan, cc or bank account?


ida x

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1 was for a loan with aa financial services

the second was for a "capital card"

both of these schemes were it appears financed by hbos

ive demanded on at least 6 occasions to various companies that they prove the debt.... nothing forthcoming.via stat requests with fee all cashed and received

i know very well how lowell operate i got conned by them before i new about this site.

they were kind enough in these latest letters/ statement of account to include the now standard form issued by the oft.

it appears to me that they are totally ignoring rules (as theyve allways done)

further the t/phone calls started again yesterday.

they must be thick they havent even changed the time on their computer dialler.

theyve allready had the put up or shut up letter, and the bemused letter from the templates.

lets see what happens next.

Edited by 23sopwith
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  • 2 months later...

got a reply after sending them a turse letter stating that i was not prepared to accept one of the "manufactured" docs they come up with

they now claim that their clients (they had supposed to have bought the debt) have archived the original doc and that it may take time to uncover it and further that the account is on hold until they have further comment to make, and that myself or my representative should not contact them again until they ask for it.

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  • 1 month later...

letter arrived this am from lowells

hbos can not find any agreement so we are closing our file on you

we will not be in contact again unless hbos cpme up with the doc.

whats the odds lowells manufacture a doc in about 6 months

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