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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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Good Old Nhs


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In early July 2009, at 0230hrs, I was rushed into my local hospital, and 24hours later I was operated on, and they found a perforated small bowel.

Then 4 days later I was sent home.

I cannot complain about my treatment in Hospital as they were great.

The staff were 100%, the doctors also.

This op was life saving major surgery, and all they found was a small hole in my bowel, which if not found would have been fatal.

I have an 18 inch scar from my operation and the knowledge that no cancer was found.

All I can say is Thankyou to all involved at my local hospital.

I am now recovering from the op which is a slow process, after major surgery.

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Well done 68904. You survived the NHS.:)

A successful and positive outcome.

I would love to hear about more positive stories instead of people always slagging the NHS off and putting it down.

I have worked hard for the NHS for the last 30 years and care for the job I do. I also fight hard to maintain good care for those I care for, and will continue to do so.

 

Thank you 68904.

Night Owl

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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I also had a good outcome from NHS ! I started to loose the sight out of my left eye got refferred by casaulty to emergency eye clinic,They found i had a detached retina and that very same day i got reffered to another hospital and went there! The next day i had an operation to fix it,All the doctors and staff there were brilliant I even had a doctor look at me in evening when i arrived at hospital who were able to treat me! So yes the good old NHS was there for me on that occasion! They are very good with emergencies:)

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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How lovely to see a positive post, here's to a speedy recovery! :)

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

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(exceptions for prior authorisation)

 

 

 

 

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Hi 68904

Hope you still makeing a good recoery now and feeling a lot better! As you say the good old NHS are there for people when chips are down,I also want to mention how good they were when my OH had a heart attack and the prompt help they gave him and how caring the nursers and medical staff were during his stay! Another positive example !

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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My wife worked 40 years as a SRN/SCM, and ended up as a Snr sister on the same surgical ward as I ended up on,and she specialised as a Stoma Care Nurse.

I have great respect for the doctors who dealt with me, and the nursing staff and all the rest of the team.

When I came home, my wife went into Sister mode, so I was unable to pull a fast one on her, as she has seen/heard it all before.

Its now 12 weeks since I had the op, but I do not over do things as my stomach tells me straight awayto slow down.

Glad I do not live in Yankee land and have to pay for my treatment.

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You have paid for your treatment through the high taxes we suffer in this country. Just because it is free at the point of access does not mean it is free. The NHS is only good because of the front-line staff who work in it. As a system of health care provision it is a mess, being used as a political football by all parties as a vote winning tool.

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I was sent to hospital on the 09/04/1990 after collapsing in my local diy store they thought i had meningitis so after having a one week stay in hospital then a lumber puncture i was sent home to rest.

 

the following night i was rushed back to hospital after taking a grave turn for the worst.

 

I was given an MRI scan (one of the first to use this new piece of kit at the time) and it showed up an subarachnoid haemorrhage- aneurism of the left middle cerebral artery.

 

So at this point I was sedated and rushed to the nearest nuro surgery unit at Southampton and went under the knife to stop the bleed.

 

I was put in an induced coma for 2 mths to aid recovery and after 4 mths was transferred back to hospital at portsmouth for a further month and underwent physiotherapy on my rightside.

 

Now considering all this was some 19 yrs ago and im still here 99.9% fit and the fact stroke treatment has come a long way since then i cannot thank the NHS enough.

 

Admittedly my condition was not spotted straight away and I was sent home,but then not enough was known about the warning signs it still is not spotted straight away hence the adverts we have all seen on tv.

 

My thanks goes to that MRI scanner an excellent piece of kit.

 

Anyway i just like to say here's to another 20 yrs as the last 20 has been fabulous

 

Regards

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

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Hi Pompeyefaith

Sorry to hear you had such hoffific problems as well but at least you got fantastic help and treatment and i do admire your fightting spirit,Well done and in spite of your health problems you managed to give MBNA and all those other pondfeeder DCAS a run for their money!Heres to many more years of giving these DCAS grief!:D

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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Hiya 68904,

 

Glad you are on the mend and thank you very much for the positive NHS post!

 

There are a lot of things the NHS can do better, mistakes are made (which as they often involve peoples health can be terrible) but the NHS actually gets the larger amount of what it does right. Nice to hear one of those positives for a change! :lol:

 

All the best

MJC 007.5 :cool:

 

Advice or opinions offered by mjc 007.5 are personal, offered in good faith and without prejudice or liability. Your decisions and actions are your own and should you be in any doubt then please seek the opinion of a fully qualified and insured professional

 

:) If you think I have helped you please feel free to click on my scales :)

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Hiya 68904,

 

Glad you are on the mend and thank you very much for the positive NHS post!

 

There are a lot of things the NHS can do better, mistakes are made (which as they often involve peoples health can be terrible) but the NHS actually gets the larger amount of what it does right. Nice to hear one of those positives for a change! :lol:

 

All the best

 

Seconding, wholeheartedly. You wouldn't believe the kick I get when we get a nice letter from a patient "saying 'thanks, you really helped me'". It genuinely makes my day. We do try, honest!!! :D

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