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Hi rhian

 

When you say you have sent letters to halifax, could you be more specific?

 

If you have sent your prelim and given 14 days, then sent your LBA and given 14 days, then you can start your court proceedings.

 

Libertie:)

______________________________________________________________________

Halifax prelim 23/5/06, LBA sent 31/5/06, moneyclaim 27/6/06, Halifax intend to defend, halifax paid up!19/7/06:D Donation made.

Amex prelim 22/5/06, LBA sent 5/6/06, Final LBA sent 9/6/06, settled 30/6/06:D Donation made.

Barclaycard prelim 26/5/06, LBA sent 9/6/06......to be contd

HSBC prelim sent 6/9/06, LBA sent 19/9/06, MCOL 12/10/06....

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Hi,

 

You can send a letter accepting their goodwill gesture offer but reminding them that you are seeking a full refund and assuming they make the refund you will be pursuing the remainder of the money through the courts as previously stated.

I did this and gave them an extra 7 days to reflect, they just ignored it but I felt happier allowing this extra time. In the end they wont refund the money until you file with moneyclaim.

It's up to you if their time is up you can start your court proceedings as previously stated, in your letters.

 

Libertie

______________________________________________________________________

Halifax prelim 23/5/06, LBA sent 31/5/06, moneyclaim 27/6/06, Halifax intend to defend, halifax paid up!19/7/06:D Donation made.

Amex prelim 22/5/06, LBA sent 5/6/06, Final LBA sent 9/6/06, settled 30/6/06:D Donation made.

Barclaycard prelim 26/5/06, LBA sent 9/6/06......to be contd

HSBC prelim sent 6/9/06, LBA sent 19/9/06, MCOL 12/10/06....

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totally normal...........they always say that then payout!

Just wait now and start window shopping!

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

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hey my claim was submitted mon. 14th too and is still waiting aknowledgement or defence!! this is still about right am expecting a change today after 4pm or tomo after 4pm then my money back 3-4 days after! but this is not definitive it depends on how big a pile you are in, if you are being sorted by the youth trainee etc etc

 

will be fine,

 

dave x

:eek:

05-01-06 prelim sent

14-06-06 LBA 1 Sent (claim for 1 yr)

21-06-06 Offer recieved for £312

31-07-06 recieved 6yrs statements

31-07-06 LBA 2 sent (Request £1,611)

14-8-06 Money Claim submitted
:D

15-8-06 Issued

23-8-06 Aknowledged

24-8-06 Offer for £650

30th - 8 - 06 PAID IN FULL!!!!!!!!
:D

Shaz n dave vs Barclays :smile:

26-7-06 Prelim letter sent (Request £1,585)

2-8-06 Confirmation that pre lim recieved, been passed to relavent dept!!!?

10-8-06 LBA sent (request as above)

18-8-06 £720 offered - (accepted as a partial settlement to full claim)

4-9-06 MCOL - LETS GO!!

My Little Bruv vs Lloyds:-x

9-8-06 Pre-lim sent (Request £295)

16-8-06 received letter (sorry... will be passed to ..... blah blah)

23-8-06 LBA sent

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:smile: hi everyone (what a great site)

 

here is my story that i need a bit of help with. i have added up all my charges it comes to £1200 i have sent the 1st and 2nd letters off to halifax and rec a letter back offering me £189 v £1200 tough choice:confused: i thought long and hard and thought i would go for the lot. i file my money claim online on 14th and got letter dated 15th that halifax intend to defend here are my questions

does halifax normaly defend?

should i send spread sheet to halifax stating all my charges im claiming for?

also how long does it usally take from now?

anyones info would be great

 

 

thanks to who ever started website its great

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They normally defend. If you've not sent it before (or have updated it since the last time) then send it. 2 - 4 weeks usually, but totally random!

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

DONATE - Support this site, it supported you!

Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet

All advice given in good faith and without prejudice or liability, to be taken at your own risk!

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