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help with aa loan


MARKIE66
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hi can anybody help

 

 

my mother in law had an aa loan in 1991, defaulted in 1992 doesn't remember getting a default notice, debt subsequently passed to debt rec agency.

 

cca request supplied by dra

 

payed off 5,600 still owes 3,500

 

anyway out(orig loan 5000 apr 29.3%)

 

cheers mark

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Thread moved :)

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi Markie, has your mum been paying the DCA ? or was the last payment more than 6 years ago?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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hi

 

what does thread moved mean? have i done something wrong?

 

Hi,

 

Sorry, I should have explained, I've moved your post from the Welcome Forum to The Debt Collectors Forum.

 

Continue to post on this thread.

 

Regards.

 

Scott.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Let me get this right did they supply a copy of the agreement ?

 

 

did it contain the prescribed terms ?

 

 

Have you sent a SAR off to check for excessive penalty charges ?

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

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hi 42man

 

they did send the signed copy of the agreement, but no SAR request has been made, should that be the next step?

 

is there anything that can be done if she didn't receive a default notice?

 

many thanks

 

mark

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thanks David

 

found photobucket and have registered, will try and get it on tonight (depends if mother in law gets it over to me)

 

thanks for helping

 

just one thing though (i'm probably a bit thick) once it's on photobucket how do i post on cag, there does'nt seem to be a straight link, unlike facebook.

 

cheers

 

markie

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Markie,

 

There's a bit here that might help............

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/161226-credit-cards-dcas-2.html#post1742637

 

Regards.

 

Scott.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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No problem, lets hope it works ;)

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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