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I sent a letter to A+L a while back claiming on charges on a current personal loan that I have. i have now received a letter stating that they woud not be refunding as they feel they explained everything in detail and there representative acted correctly. Is there anything that I can do at this stage? They owe about 800 pounds, thanks

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I sent a letter to A+L a while back claiming on charges on a current personal loan that I have. i have now received a letter stating that they woud not be refunding as they feel they explained everything in detail and there representative acted correctly. Is there anything that I can do at this stage? They owe about 800 pounds, thanks

 

Please have a look at this link. http://www.fsa.gov.uk/pages/Library/Communication/PR/2008/115.shtml

Alliance and Leicester have already been fined a lot of mony so read up and if the dates match bang in a claim for mis-sold PPI and if the dates do no match then still bang in a claim for mis-sold PPI if they refuse then bang in a complaint to the Financial Ombudsman Service ...link here...

 

Links that may help with your claim for Mis-sold PPI

Financial Ombudsman Service

 

http://www.financial-ombudsman.org.u...-insurance.pdf

 

Do not take no for an answer you can get your money back:)

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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