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Hi all please excuse me as this is going to be a lengthy post:

ok i got a car on finance from a car dealer welcome provided the finance,the dealer stated i must have ppi though i can cancell it within a month by writing to welcome,it also stated on the ppi documents i can cancel within one month and all monies paid would be returned.

i wrote to welcome to cancel this and time went on and nothing happend,i eventually phoned welcome head office and said i would withold all futre payments untill it was sorted,

then welcome asked me to call in to the local office to sign a new agreement minus the ppi,all is well i thought untill i got home and realisd they had not deducted the money i had already paid about 900.00,so the original agreement was for the full amount of the car,when i contacted welcome they said tough,any way for some reason welcome failed to take the payments from my bank,this went on for about 14 months,however i did contact welcome a few times giving them my phone number adress and bank details,then the next thing a DCA contacted me for the full amount of the agreement,i made a cple of payments to them,then i got a copy of my credit report from equifax and welcome have put a default on my account,however on the defaoult they have stated the payments as on the forst agreement with the ppi,i was not happy about this so i contacted welcome who said the DCA was now dealing with my account,so i told them as they are not marking my credit report as payments are made i would not be paying them any more,a few days later i get a letter from a DCA called scott call claiming if i dont pay 9800.00 within 7 days they will call at my door,so i phoned them and said (please you selfe what you do if you come to my door i will tell you the same as i am telling you now,YOU ARE GETTING NOTHING), well a week later i get a second letter from scott call saying if i dont pay the full amount in 7 days they will call at my home,any advice would be great,steve

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hi.

will start you off,just on way out.have asked mod to move you to welcome finance forums

where you will get all the help you need...

 

postggj will like this one:D

 

me thinks you first need to SAR them and see just what crap they have pulled.

did you get a default or termination notice?

 

SAM

SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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http://www.consumerforums.com/resources/templates-library/86-debt-collectors/576-subject-access-request-debt-a-dca

 

compliance

welcome finance

ruddington fields buisness park

mere way

nottingham

ng11 6nz

 

cost a tenner but well worth it;)

 

 

print name do not sign

 

SAM

SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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postggj will like this one:D

 

SAM

 

 

are you sure :p

 

thought he would have been here already ;-)

 

 

can you scan the agreements or take a pic of them and upload them to photobucket and post them up here deleting your personal details.

 

 

Ida x

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Oi You Lot

Stop Bitching:-)

 

Ok Seriouse Now

 

So As Usual Welcome Have Done A Number On You

 

As Stated, Send A Sar To The Address Given By Sam

 

Do You Have The First And The Second Agreement

Did You Get A Default Notice

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Sorry

Should Read Your Post

 

Welcome Sent This To A Dca Called Scott Call

 

Strange

 

 

very strange:smile: my pal has been contacted by westcot(do not care as default notice was crap as usual so if any payment is made it will be £400 arrears not 3k):grin::grin:

 

why are welcome by passing lewis and selling to unconected ****?

 

SAM

SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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hope so:D

 

my god getting excited now if welcome are passing accounts on I hope that they sell my sisters to lowell:eek:

 

SAM

SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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Hi,everyone,just to clarify a few things: firstly thank you so much for your friendly advice,ok after about 12-13 months of welcome not collecting payments i recieved a letter from welcome saying my account was in arears by 4 weeks,the next thing i get a letter from a company called DLC who were now to collect the dept,when they realised they were not getting any where with me,i then got a letter from scott call,yes i do have both agreements i will find them out and post them on here,and many thanks everyone.ps i did ask DLC just to come and take the car away and they said welcome have no interest in the car,its a 2003 zafira with 56k on the clock,steve.

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stupidity knows no bounds where welcome are concerned.

 

arrears of 4 weeks and you had not payed for 12/13 months:D

 

default on CF

did you get a default notice or termination notice?

 

post your agreements as soon as you can

 

defo send SAR

 

so DLC and then scotcall did you ever get anything from lewis?

 

SAM

SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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wescot / scotcall ...... on a level with lowlifes, imo....massive footprints on credit file!!

ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6231

__________________

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

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