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A little help/advice


jake1985
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Hi all,

 

I've had an issue with my credit rating in that I have no credit history, and this has affected me trying to open current accounts in the past.

 

I successfully managed to open a T-Mobile contract account, which by looking at my Equifax credit report, helped somewhat (I jumped over 100 points to gain a 'poor' rating as opposed to 'very poor').

 

I start my second year at Uni in September, and my student loan doesn't quite cover my expenses needed to survive, so I'm looking to open a student account with a small overdraft.

 

I've tried both Co-op & Halifax, however I was turned down on both occasions.

 

My sister has a current account with Yorkshire, having never had a bank account and not being in the same address for less than 2 years with massive debt & unemployed, yet they offered her a current account with an overdraft!

 

So I was wondering if I should try the Yorkshire Bank to see whether or not they'd accept me...

 

Has anyone else opened a student account with poor credit history with the Yorkshire? Would you reccomend?

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