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Co Op 50% Off Credit Card


Ron 2015
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Hi

 

I thought I would share this with evryone.

 

Recntlt received this from the Co Op credir card dept.

 

I requested a CCA ages ago and got a load of papers none of which related to me. So they probably don't have a CCA for me.

 

Thr algeged debt is over 10k and the would settle for over 5K .

 

Are they being nice or do they realise they would have no chance in court.

 

Comments are welcome.

 

Ron 2015

 

Scan0013.jpg

Debts settled £135K

discount so far £68K :)

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I requested a CCA ages ago and got a load of papers none of which related to me. So they probably don't have a CCA for me.
Did they send documents relating to someone else?

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

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17 Port & Maritime Regiment RCT

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Hi Cerebus

 

Glad your still around.

 

The documents they sent were generic , could have related to anyone.

 

Egg sent me someone else's CCA and have recently filed a claim in Northampton. Defence will be filed soon. I should win as they failed to supply me with a correct CCA when requested.

 

But that does not stop them starting the whole thing off again once they have lost. The Egg agreement looks enforcable so I will have to save up and settle. Have you ever heard of Egg accepting a lower amount in full and final payment? Their solicitors Drydens are palying hard ball at the moment.

 

Thanks

 

Ron 2015

Debts settled £135K

discount so far £68K :)

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With your Egg agreement you would be better posting in the Egg forum Egg - The Consumer Forums for specific advice. Also it would be worthwhile making a complaint to the ico with regards to them sending you someone elses CCA, they have breached the Data Protection Act, besides it could give you some leverage with Egg, but if you explain it all in the other forum they'll advise. :D

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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