Jump to content


Hubby Being Taken To Court By Natwest


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4312 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

He took out a loan against my advice:mad: and now he is being taken to court. He has an overdraft as well and this has been lumped in with the loan (£6320.00 this includes interest and court charges) When we were initially were sent court papers, I saw no reason not to contest the claim, because he owes the money. We made an offer to pay Natwest £50 per month but this was turned down by their solicitors. (I have been paying this money into his account closed Natwest account)

 

My husband suffers from ill health and is unable to work, so I am the breadwinner in our house, we have told the court this and sent them proof of my husband's condition. He is due in court in the next couple of weeks. What can I expect when we get to court, by all accounts we have 10 minutes to state our case. No matter what we only afford to pay £50 a month towards the debt.

 

I don't know how much interest is being charged and should they be applying interest now that the matter is in the hands of the court.

 

HELP

Link to post
Share on other sites

What are the particulars of the claim ? did you ever send a CCA request or use the Civil Procedure Rules to disclose all the documents ?

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

Link to post
Share on other sites

Did you defend it ?

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

Link to post
Share on other sites

Hi amilliondollars , firstly try not to worry about the court case.In court there will only be your husband ,the judge and the solicitor for the other side. As you have stated you have tried to come to an agreement with Nat West and this helps a lot. I guess that the judge will order payments set at a amount you can afford , I owed Natwest around the same amount and ended up paying £10 per month ( which I had already offered them and was paying) , I guess Natwest do not learn from their stupidity.By the way does the claimed amount include any penalty charges , if it does then I would mention it to the judge and try to reduce the amount of claim, has your husband SARed NatWest yet to find out the amount of charges (if any) ? . also has the date been set yet ?

sleepingdog

Link to post
Share on other sites

Thanks all for replying.

 

I didn't defend the claim stupid! As I now realise that it includes payment protection insurance. When he was made unemployed we did claim from it for the specified period. Will this effect my argument that this fee is included in their final figure?

 

Reading through some of the threads I will be writing an urgent letter to the solicitors asking for a breakdown of costs. I suspect that penalty costs for non-payment are included as well. We have asked Natwest for statement re bank charges and have put in a claim, I have asked for the matter to be dealt with under hardship, but because they are taking my income into account we are being told that they cannot process our claim using this criteria.

Link to post
Share on other sites
  • 2 weeks later...
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...