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    • Just an update, finance company rejected my complaint saying they've found damage but can't tell when it's from even though I've shown them how the front end is misaligned in the advert photos compared to another identical model car they're selling.  Dealership now want to charge me to get the car brought back to me but will only discuss over the phone which seems off. They're also saying no damaged was picked up by JLR main dealership before I purchased it but my local JLR dealerships till this day haven't mentioned the damage to me because they don't go into stuff like that for some reason lol  Ombudsman case is still open, not sure if I should leave the car with them or just pay to have it brought back.
    • Hi all, I get esa and pip,  I have £1200 in arrears that I owed my ex partner, I have been paying £100 per month to clear this debt that was setup by standing order, as I have complex needs I forgot about this standing order and have overpaid mainternance by around £4000, I told CSA I am happy for my ex partner to keep overpayment I do not wish to seek anything back, however they have declined to take of the sum of £1200 and are still saying I owe this to my ex partner. In my second question it was announced that pip would stop for mental health, I don't understand the link below Disability benefits system to be reviewed as PM outlines "moral mission" to reform welfare - GOV.UK WWW.GOV.UK The Prime Minister has outlined a package of sweeping reforms to put work at the heart of welfare and... Does this mean my money is going to stop? I have spoken to my key worker and I am already recieveing help from mental health team and complex needs team along with connections and mind, I just don't get what is going on.
    • No, i haven't had one for about 10+ years. I am thinking of just going to the court in person and pay at the counter
    • I’m pleased to report the dealer has provided a full refund. He admits the vehicle wasn’t as described. This now closes the matter  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Andy Ross v Lloyds - ** WON UNCONDITIONALLY **


Andy Ross
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Just got a letter from the court refering to my request that Lloyds defence be struck out. It says

 

It is ordered that unless the defendant's shall by 17th January 2007 comply with the Court order dated 20th November 2006 the defendant shall not be permittedd to rely on any witnesses evidence at the hearing without leave of the trial Judge.

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Oh good, at least it shows the court were willing to do something about it, even if it's nowhere near a strike out.

 

Is the money safely in your account yet? If it is, its important that you inform the court that your claim is settled. I've got a letter for that purpose, if you'd like me to post it let me know.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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No money yet, I sent them a fax of the letter as above telling them i want the interest as well and objecting to some of their conditions. Not heard anything back yet and been checking my account.

will post as soon as I know.

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Dear Andy Ross, 10th Jan 2007.

As a close neighbour of yours(washington) I have been following your action against Lloyds with keen interest as I am in the early stages of taking Lloyds to court, and am looking for advice if you have the time.

I'm ast the stage where I have sent the LBA and received a reply from Lloyds.They say they do not agree with OFT's thinking as the guidelines are about default charges that people pay when they break an aggreement with us.Also they state that the fees they have charged me for going over my agreed overdraft limit are not default charges because I haven't broken my aggreement.The charges are their price for the service they provide in theses situations.I would be estatic if yiu could comment on where I go from here.

jkr.

email;[email protected]

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Hello Barty,

Thankyou very much for you email.The 14 days are up today.I've scoured the emails online about court action and are confused about how to start court action.Are you able to help me?Thanks in anticipation. jkr.

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Hi again

Firstly you should start your own thread up and then we can give you any help and support you may need.

If you have a look at http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-step-step-instructions.html at part 6, it should help.

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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Hi Andy,

I too am just starting out on the long road to reclaiming my charges. I read your thread with interest and hope that you get the result you deserve. I'm quite shocked at the amount of stalling SCM seem to do. Good luck over the next few days mate,

lowlife

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This can form the basis of your arguement - http://www.consumeractiongroup.co.uk/forum/general/57707-draft-order-allocation-questionnaires.html#post450746

 

It should not be considered as a script though. You need to arrange and present it in a form which you can understand and are able to convey clearly to the judge.

 

Arrange some case notes. Preferably with just headings which you use as prompts, as it sounds more natural than if you are reading from a script.

 

Heres some excellent information which you should have a good read of - http://www.consumeractiongroup.co.uk/forum/guidance-notes/, particularly the 'going to court' and 'bringing your claim to court' sections.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Hello Ozone and welcome to the LTSB forum.

 

You need to start your own thread where you can post progress on your claim and ask for help if you need it.

 

Have a good read of the FAQ's and other threads in this forum (particularly the successful ones like this!).

 

Follow the tried and tested methods and timescales to ensure similar success.:)

 

Elsinore

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