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    • Hello, Following the submission of my defense, last night I received an email from DCBL indicating that the claimant intends to proceed with the claim (I've attached a screenshot of the email for reference) along with the N180 directions questionnaire. I'm unsure how they obtained my email, but I suspect it was through the courts' form when I completed the Acknowledgment of Service. This email almost slipped my attention. I have also today received a letter from court to state they have received my defense.  It appears they are requesting an online telephone hearing with the court. Could you please advise me on the necessary steps I should take at this point? Thank you for your assistance. Letter-Email 25-04-24.pdf N180 - Directions questionnaire (Small Claims Track).pdf
    • Default Amount £9237.88, all this started in 2006 Admitted debt £9075.65 Weightmans added £1515.01 immediately they became involved, no explanation The Statement shows when Marlin bought debt in May 2011 £10439.25 Their statements, not received until the SAR, are based on this. Cabot deducted £1515.01on their statements in January 2019, again did not find this out until SAR. Weightmans added in  2007 after the CH1 etc was confirmed by the court £741.50, made up of Process server fees, Court Fee (they tried for bankruptcy), Solicitors fee and Land Registry fee. Unspecfied Legal costs were added by Marlin in March 2015, again I did not know this until statements received with SAR I had been paying monthly, without exception until December 2018. I am minded to take the property charge, CH1 amount ,deduct all my payments and the subsequent fees, and request/demand a refund on the final payment made? I consistently disputed Weightmans balances, but they never responded. I also told Mortimer Clarke/Cabot that I disputed their amounts.  
    • Just follow this link and have read of some threads so your familiar with the process https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5178739
    • Sorry,  I'm not familiar with terminology.  Direction questionnaire is what I've seen online as next step. Witness statement: I haven't gone that far, that's why I put the question marks.
    • 2. Is correct disregard 1. You must attend ad per the order 
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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business premises rent CCJ **WON SET ASIDE**


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You need to get hold of Hull County Court the moment the clock strikes 10:00am tomorrow. You will need to be able to quote the case number. Ask them what has happened with your application notice because your oponent is suggesting your application is to be heard on 21 August and you've not had any official notice from the court.

 

If they tell you there is to be a hearing find out what time of the day it will be heard. Tell them you've had no notice and (if the hearing is in the morning) that there is no way you could be there in time.

 

All the same, be prepared to have to go to Hull on Friday.

 

Am I right in thinking that the address to which the Claim Form was sent was an address in England or Wales but at the time it was sent, you were in fact living in Scotland? Did the landlord know you were living in Scotland? Did you tell him or did your solicitors tell him? Have you got documentary evidence that the landlord knew where you lived?

 

Last, I figure your landlord is resisting your application to set aside. If so, and in a nutshell, how does he put his case?

 

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Fretful's kinda right in that under CPR 13.4

 

(1) Where

 

(a) the claim is for a specified amount of money;

 

(b) the judgment was obtained in a court which is not the defendant’s home court;

 

© the claim has not been transferred to another defendant’s home court under rule 14.12 (admission – determination of rate of payment by judge) or rule 26.2 (automatic transfer); and

 

(d) the defendant is an individual

 

the court will transfer an application by a defendant under this Part to set aside or vary judgment to the defendant’s home court

 

CPR 2.3 says:

 

‘defendant's home court’ means

 

(a) if the claim is proceeding in a county court, the county court for the district in which the defendant resides or carries on business; and

 

(b) if the claim is proceeding in the High Court, the district registry for the district in which the defendant resides or carries on business or, where there is no such district registry, the Royal Courts of Justice;

Trouble is, since The Ministry of Justice messed with the CPR concerning service of the claim form so as to permit service in the United Kingdom, there have been no corresponding changes to take account of the fact that a Defendant living in Scotland will not have a county court in the district in which he resides or carries on business and may therefore be compelled to attend a court 100s of miles to the south.

 

I take it you gave a Scottish address in your application to set aside judgment? But if I understand you, when the proceedings were issued earlier this year, you were then living in England. In other words, it is only in the last few months say that you have moved to Scotland?

 

When you call the court tomorrow, point the court office to the provisions of CPR 13.4 and insist the case be transferred to your home court (wherever that may be). Ask them to tell you what the name, address and telephone number of your home court is. Tell them all about the journey difficulties and ask the court officer to explain how the court dewals with such a situation justly. That should cause them to scratch their head a whilw why they ponder the grave injustice this situation is causing you.

 

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CPR 13.4 says what it says. The transfer would be automatic, that is, you wouldn't have to ask for transfer and the court would cause a transfer to the Defendant's home court as a routine part of the procedure. The thing is, because you do not live in England or Wales, there is no home court within the jurisdiction of England and Wales to which the case may be transferred. For the case to be transferred to your local court would require the case to be transferred out of the jurisdiction of England and Wales and into the jurisdiction of the Scottish courts. A transfer of that kind is not provided for by CPR 13.

 

But it does highlight the injustice in that the new rules permit service of a claim form in Scotland without the claimant first obtaining permission (that is service of documents in a territory over which the English courts have no jurisdiction) and at the same time deny our Scottish neighbours the benefit of having the case decided at a place local to them. Rather the case will be decided at a place convenient to the Scotsman's English oponent. Such injustice would not be tolerated where the individual Defendant was a person living in England.

 

To my way of thinking that the Scottish Defendant who had no control over the comencement of legal proceedings but is at a serious geographical disadvantage to his English oponent, defeats the overriding objective found at CPR 1.1(2). Since the overriding objective must find its way into all things where civil procedure is concerned, I would be tempted to invest some time in conceiving of a way in which the court might fairly strike out the claim because of the inbalance. If you could show you had a convincing and complete defence to the claim you might have a chance. If however there's no way you can get out of being ordered to pay the money under the guarantee, I reckon the court would allow the case to continue in England and award your oponent judgment. After all, that is the ultimate issue a court will have to decide, whether it is sitting north or south of the border.

 

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An appeal is not necessary where the decision to be reviewed was a decision made in the absence of one of the parties.

 

It is also incorrect for the court office to say that you have to make an application on N244 to change your address for service. For a start, you had never given an address for service until you lodged your N244 to set aside the judgment. That form gave your Scottish address as your address for service.. Even if you had, you can change that by simply filing a notice. There is no need to ask the court for permission to change your address for service.

 

This is a proper pickle and I'm struggling to think of a way around all this when the hearing is at 10:30 tomorrow morning and you're in Scotland! The only thing I can suggest is if you can send a fax or email to the court in which you ask the court to excuse your absence and explain your absence is not out of disrespect but owing to geography and that the court office had not paid attention to the address for service given in your N244 so you only found out about the hearing recently. Ask the court to set aside the judgment on grounds of non-service and direct re-service of the Claim Form to you at your Scottish address.

 

You will need to head up the message with the case number, the parties to the case and the date and time of the hearing, marking it URGENT.

 

You also ought to throw some stuff in about what your defence to the claim might be. So far I've seen nothing which touches on this very important aspect.

 

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Ss for what to write, I can only repeat what I said earlier ..

 

ask the court to excuse your absence and explain your absence is not out of disrespect but owing to geography and that the court office had not paid attention to the address for service given in your N244 so you only found out about the hearing recently. Ask the court to set aside the judgment on grounds of non-service and direct re-service of the Claim Form to you at your Scottish address.

 

You will need to head up the message with the case number, the parties to the case and the date and time of the hearing, marking it URGENT.

I then said

 

You also ought to throw some stuff in about what your defence to the claim might be. So far I've seen nothing which touches on this very important aspect.

 

I can't help you on what to say by way of Defence. However, you're entitled to be served properly and that never happened. You're also entitled to admit the debt if you wish and apply for time to pay based upon your means. You never got that opportunity either.

 

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