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bad credit rating - need advice please!


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Hi all,

 

New to site and have read and read which has helped so far but need advice from those of you who have come out of the other side!

 

I have debt and overdraft of around £10k in all, had my head in sand for quite a while and only just started to sort out DMP's so as you can imagine my credit rating is REALLY BAD! (just checked it).

 

I can't get anything at all on credit, I may need a parachute bank account and think I will struggle, also would like to move next year and don't think I will get another mortgage.

 

I know I am writing alot but has anyone come through the other side and has some advice on a bank that will take me, I can't go with Halifax and Abbey for definate as am in debt with those!

 

Many thanks in advance

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