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    • Hello Caggers,   I've been trying for years to get an old EE account wiped off my credit file. It was opened in 2013 and almost immediately defaulted but was shown as "Payment Arrangement" ever since. I contacted EE by telephone in 2022 and was advised it had not been wiped because therte was still £69 owing, so I paid it and thought it would correct once the CRA's updated their reporting cycle.   However, it has still not been removed. I made a formal complaint on 27/03/2024 and have had contact with the executive team who advised that  "EE account 106985089 has now been deleted from the Credit File as it failed to close as it was reporting the payment arrangement set up despite, as advised this failing which should have resulted in a further default showing.  Please be advised the deletions we have completed take 24 hours to update if a paid service is used to view the Credit File. If the customer uses one of the free services to view the Credit File, the recordings update in 24 hours but the changes can take up to 30 days to be visible on a new copy of the Credit File. I have requested compensation and been advised by EE that another team are looking into this. That was almost 2 weeks ago and there has been no contact since, despite me chasing it. I do not want to go to court and would rather settle this amicably. However,I have been advised that I might have a claim for aggravated damages due to the length of time the incorrect reporting has been on my file and the fact that I told EE about this issue and paid the demanded outstanding amount of £69 almost 18 months ago. Should I just wait for EE to reply or should I start building my case against them? Is their statement admissible as evidence of their blame or do I need to dig a bit more? I made a DSAR which was initially rejected as having no data found yet. I trawled my e-mails from 2013 and found the account number and mobile number, so I'm now awaiting the result of my 2nd attempt at DSAR. I have very little in the way of proof of actual loss except a mortgage refusal e-mail from HBOS in 2015. I have also had high interest loans and credit over the last 10 years but again cannot directly attribute this to this one specific error. There were other items on my credit file that could also have contributed to a low credit score too and I'm not out to cash in on anything. I want to make sure I don't end up shooting myself in the foot for any obvious reason and would appreciate any help from anyone who has had similar experience with breaches of DPA.
    • Noted. Keep an eye on the other threads here including the update a few hours back by Rob Carr.
    • dont need statements. nor std info sheets. EVERTHING else  dx
    • they have 6mts else it dies. ................. BUT yet again today you've posted on someone else's thread posts now moved here. please keep to your OWN THREAD!! now to date you've not bothered to reply to our questions so we CAN help you.    
    • Update: tfl is taking me to court I'm trying to get an ooc claim from them but they have not been replying to my emails. 
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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What Made You Want To Swear Today?


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There are so many different numbers that blocking them is going to make no difference at all.

 

Should've tried Purple Bricks! Maybe renting though. I was thinking Nysti that any num that shows in your phone log which is not a named contact, you could pick out and block or block straight after you see a rogue num. Hope he gets a new home soon or changes his mind for you:-D

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companies that make bespoke items of clothing that then dont fit but expect you to pay the balance ( a massive amount, it is a wedding dress) before they will alter it properly but cant do it for another 3 months. Well, if I am paying the balance I want to take the item away and bring it back when you can do the work so that way I know it is covered by insurance and exactly where it is all the time

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  • 2 months later...

Been having trouble using my card over the last week. Finally managed to get into town why this was. I was told another card had been ordered and he couldn't tell me anything more.

 

My card has been compromised.

 

Having checked my emails, it turns out I'd ordered something with a dodgy company. Couple things that are a bit weird - order was February and I've changed cards since.

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going into a photographic shop to buy photography consumables only to be told we stopped seeling them ages ago but would you like to see out new line of handbags?

 

I was shopping for a Handbag for my sister, never knew there were so many :)

 

or should it be there was so many ? :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Help keep it up and active, helping people like you.

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neither, it shld be are so many :)

 

:-)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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you try typing when you have multiple sclerosis. I can assure you that any sort of physical co-ordination is very difficult so hitting the key one letter away from the intended one is pretty good for me.

Funnily enough, the regular contributors here seem to have got used to it and dont go round making a meal of peoples grammar or spelling even when they dont know the background of the poster.

Still at least I didnt hoist myself by my own petard.

This post, because of spelling and grammar mistakes. :-)

Surely should read "this post because of mistakes in spelling and grammar"

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last night, caller from a DCA for a person who has never lived at my address, they claimed they were given it as a work address. Yeah right, perhaps I run a factory in my garage. That still doesnt fulfil the requirements for debt collection activity. Luckily for them my wife answered or they would be looking for a dentist this morning.

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  • 3 weeks later...

adverts

switched on the radio, adverts.

tv on, adverts. changed channel, adverts.

they all are at the same time re the tv.

adverts all the time, and they are stupid ads.

went on a beeb channel. no adverts but not much worth watching, despite the fee.

at least attenborough is having a whale of a time. fair play.

:)

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  • 2 weeks later...

todays is an odd one. A supermarket opened about 3 years ago near to a well established newsagents and now the neswagent has closed down but the new shop, having succeeded in taking all of the business has failed to stock enough neqwspapers to cover the demand from the closed shop. I now have to walk 2 miles to get a paper but shall be doing my shopping whilst I am out and will probably continue to do so rather than risking a fruitles journey.

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wnet to my local supermarket today for newspaper- sold out again (3 out of last 4 days because locla McColls shut down and they didnt ordr enough papers to make up for the shortfall) so walked a mile to next supermarket to get paper. i was behind a gentlemen who bougt £8 worth of groceries including some reduced price cherries for a quid. The bar code wouldnt scan and nor would the tillaccept the 32 digit stock code so supervisor called. took 6 minutes to make the sale go trhough. i told them after 3 minute to just give the bloke the cherries as it would be cheaper than the cost of sorting the problem. Well, they smiled at me and carried on regardless. my calculations are that the staff time spent on this was 80p for an item that will have been sold at near cost anyway. iwas right, woulf have been cheaper for the store to give them to him and get on with serving someone else. i shant be going back in a hurry as I can use the wasted 6 minutes to walk to the next shop

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Dryers dying

 

It's 27 years old and owes nothing but it's the same week my glasses snapped

 

Now do I get a new one or just rewire it again

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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Dryers dying

 

It's 27 years old and owes nothing but it's the same week my glasses snapped

 

Now do I get a new one or just rewire it again

maybe rewire/renew the glasses first before rewiring the dryer :)

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My Sharp Microwave turntable no longer working but the microwave still does :/

Been a fab Microwave and never let me down till now, have had it a few years!

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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  • 3 weeks later...

had to post. :)

an item on beebs headline news about an actress breaking a leg whilst skiing!

wtf, who gives a crap about that.

sad state of society that that makes it on as headline/main news.

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and tonight on telly we will have the Oscars ceremony. This follows on from the BAFTAS and BRITs and god knows how many more awards shindigs for actors and the like.

 

Why dont they televise the British Parking Association "clamper of the year" ceremonies or other trade association events? People get paid lots of money for acting when they get to the oscars level so an equivalent may be the CBI's "most money grubbing chairman of a PLC" awards as they all seem to live on a merry-go-round where failure is rewarded better than success by a good few million.

 

I watched a film on telly last night that if I had gone to the cinema to watch I would have walked out halfway through and demanded a refund. I certainly dont want to see the same people walking on stage and telling me that they spnet the last 10 years making millions out of Miramax and now dont want anything to do with it and knew all along Harvey was a menace to innocent millionaires, well, send the money and awards back then you bunch of hypocrites.

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