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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • MANUKI12742
      Advise on debt I currently hold

      By MANUKI12742 · Posted

      okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
    • Alfy
      Ovo Energy Bill is way too high - faulty smart meter

      By Alfy · Posted

      I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • Badtimes123
      LC Asset/Link/Kearns Claim Form #2 - MBNA CC

      By Badtimes123 · Posted

      To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • Lorenz
      MCOL help not being paid for job

      By Lorenz · Posted

      No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Badtimes123
      LC Asset/Link/Kearns Claim Form #1 - Halifax CC

      By Badtimes123 · Posted

      Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

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Nystagmite

Nystagmite

Posted
Posted

I don't, no. A relative of mine does. He had cancer 3 years ago and was given the all clear 17 months later. He's been struggling to walk for a while and was told he has sciatica. They've now found tumours on his spine. :( At this stage, they don't know if it's cancer or not. Either way, they want him to have chemo and radiotherapy.

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Nystagmite

Nystagmite

Posted
Posted
cancer on the spine usually responds well to radiotherapy, had it relief was great

 

Thanks;) Hope you're well.

 

That thing about the poor dog is shocking. How can people do that to these animals? Our spaniel cross lab was found by a roadside, (he is healthy, thankfully) and when we got him, hated traffic. :( He's much better now, thankfully.

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Horsen

Horsen

Posted
Posted

Was on the way to my weekly visit to see my father, who lives 40 miles away ,when I heard a horrible noise from under the car. First thought was the exhaust had fallen apart. Looked underneath to discover that the spare wheel had been stolen. We have an old Xsara Picasso with the spare held (or not) in a cage underneath the boot. I know it's an old problem but still not nice when it happens to you. Oh well, have to spend more money we don't have. Hope the thieving **^*%%%*&%%% gets hit by a wet fish.

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bazak1

bazak1

Posted
Posted

If only they got up and went to work. They wouldn't have time to go thieving cus they'd be too bloody knackered in an evening!!

Please note that although my advice is offered, you should consult your legal representative before taking ANY action.

 

 

have a nice day !!

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Desperate Daniella

Desperate Daniella

Posted
Posted
Was on the way to my weekly visit to see my father, who lives 40 miles away ,when I heard a horrible noise from under the car. First thought was the exhaust had fallen apart. Looked underneath to discover that the spare wheel had been stolen. We have an old Xsara Picasso with the spare held (or not) in a cage underneath the boot. I know it's an old problem but still not nice when it happens to you. Oh well, have to spend more money we don't have. Hope the thieving **^*%%%*&%%% gets hit by a wet fish.

 

I hope he gets a flat on a very busy main road the first time he uses it. :x

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Nystagmite

Nystagmite

Posted
Posted

Thanks. :) Slightly better today. My main problem is that I'm somewhat limited in what I can do with my left hand (not left handed, thankfully) due to where the graze is. So no running (which is how I hurt myself) or ukulele this week.

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labrat

labrat

Posted
Posted

got a transaction on my card for £9, for a local pub ive never been in...

 

thing is i can remember something for the same amount in town but cant remember what and its annoying me now

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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labrat

labrat

Posted
Posted

wife arranged to swap pushchairs

 

fully agreed in writing, womans just gone sorry sold it to someone else

 

told her ive got her address from 192.com and will be up in the morning to collect

 

i havent but i like the image of her bricking it, serves her right

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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snowdragon

snowdragon

Posted
Posted

finding that someone has stolen the lights we purchased the other day from the garden, solar lights are cheap enough to buy nowadays and these were unique and were eventually going to be put on grand-daughters grave :(

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Desperate Daniella

Desperate Daniella

Posted
Posted
finding that someone has stolen the lights we purchased the other day from the garden, solar lights are cheap enough to buy nowadays and these were unique and were eventually going to be put on grand-daughters grave :(

 

That is absolutely appalling. I am so sorry.

 

I think I posted a couple of weeks ago about four children going into a neighbour's front garden and stealing handfuls of his newly laid ornamental pebbles. They were handing them over to the women (parents?) with them and when I told them to get off I was screamed and sworn at.

 

I absolutely despair that so many people these days think they have the right to take what they want and couldn't give a **** for the distress this can cause when they take something really special as they did to you.

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snowdragon

snowdragon

Posted
Posted

thanks DD, guess they were taken because they are different but so angry, it must have been someone who knows we have dogs though as they bark at the slightest noise

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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duckwaddler

duckwaddler

Posted
Posted

All these thieves!!! :!:

 

I had my bank account cleaned out once, by a "relative" (for want of a less endearing word)! At first it didn't even enter my head when we noticed it had been done, my card was used online and over the phone to the tune of £1200, buying expensive items! The relative was acting nervous, but I put that down to worry, and her accomplices were acting suspicious.

 

It was a week before Christmas, so a friend loaned me the money, as the bank was reimbursing it (that's why there was so much, it was Christmas money saved), anyway, for a couple of days after, this "relative" behaved quite out of character, getting up very early in the morning, yet not coming out Christmas shopping with us!

 

Then I received a letter in my OH's full name, including his middle name which he never uses, and nobody knows, from John Lewis, regarding some items bought with MY card, that had been rejected!

 

So, the "person" who had robbed me used my OH's "FULL" name on MY card, and gave MY address for delivery, hmmmmm!

 

I never told the "relative", but the bank had their suspicions, and passed their suspicions on to the police, but there was not enough evidence.

 

Anyway - this "relative" left our house and our lives a short while after for good thankfully, and hey presto, what turns up in the room the "relative" was using? My OH's birth certificate, with his middle name on!

 

I know they did it, and they know they did it, but they're the ones who are going to have to live with it, and face the Karma for it, which I know they're getting a taste of now, including their accomplices! :lol:

 

Absolute **** of the earth in my opinion, and I wouldn't pee on them if they were on fire!

 

I know it's awful when you're a victim of theft, but I do believe in Karma, they will get theirs.

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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duckwaddler

duckwaddler

Posted
Posted
I hope they do! That is such a rotten thing to do. Thank God they are no longer in your lives.

 

It's funny, but someone who is capable of that does not have a good energy about them, they can't have, and for years we had nothing but bad luck, things going wrong etc....

 

Now, the change in our lives is unbelievable! It's as though every bit of negativity, and negative energy they emitted has totally dispersed! We have never had things go so well for us, it actually feels as though a dark and nasty rain cloud of doom has been blown away from above us and our home, and has been replaced by light positive energy - absolute heaven!!

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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