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    • As i don't have any mitigating circumstances other than trying to save pennies, will they fine me to the maximum? What is the maximum fine they will impose? I honestly don't know how many times i use it.  I will get a criminal record which means i can't find another job? Will they prosecute my partner?   
    • Yes. They won't inform your employer but you may need to. You need to check what it says iin your employment contract. I don't think it usually causes huge problems for most people. HB
    • Good afternoon. I've read a few threads briefly regarding a dmp with stepchange and was 95% complete with setting one up when I noticed the advice of letting things default instead and/or managing a dmp yourself. My current situation is the following £470 owed to Jacamo. Has not defaulted. Currently on a £10 payment plan with them for 12 months. Not sure what to do here £2700 owed to Vanquis - Credit Card. Has not defaulted and I have not missed payments. I am unemployed and even making a £200 payment from my benefit means £80 odd gets eaten thanks to interest. Guessing I let this default and then set up a payment plan after? £2500 owed to Lowell who bought from Very and passed on to Overdales after I ignored them. Last payment to Lowell was 30th November 2022. Plan here was to fight them in small claims court if it ever gets that far, assuming the worst. Any advice is very much appreciated, thank you.
    • will they inform my employer and sack me?  
    • Ok, so they will look back a max of 1 year's record and ask me to tick which ones were used by me?  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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We seem to get silent phone calls quite often SG. OH has taken to not speaking when he answers the phone until the caller speaks. I don't know if they might be those annoying automated ones. So much for TPS!!

 

I don't suppose you're with Virgin? I'm registered with TPS and had zero silent calls until we switched - now we get around 3-5 a day, sometimes more.

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virgin are like a sieve they seem to let all and sundry through.....with me being blunt and way too much to the point I just tell them to trebble f....and especially if i'm doing this L/G:whoo::lol:

 

told some people from a solar panel cold call yesterday to do one....I'm not renting my roof to them for 25 years for any amount of schpeel....twonx....who else was it called me yesterday ....hmmmmm cant rem now but they got the same short sharp shrift....dont like my time wasted

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We seem to get silent phone calls quite often SG. OH has taken to not speaking when he answers the phone until the caller speaks. I don't know if they might be those annoying automated ones. So much for TPS!!

 

We get the same. We're with TPS and we still get the calls about PPI.

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Another call, this time the caller seemed to be using the loo - I think I have narrowed it down even further now. Sad person obviously has no life.

 

I am just going to repeat that they are wasting their call allowance and that the calls are recorded.

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http://www.bbc.co.uk/news/uk-england-lancashire-19979184

 

How the hell can this happen? There are 3 types of cane used by blind and sight impaired people. None of them look like samurai swords.

 

Someone clearly needs their eyes testing.

 

Thats what l am still trying to work out l always thought a samurai sword was different. Its defently wider.

 

maybe the officers who are carrying fire arms or taisers need regular eye checks.

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Thats what l am still trying to work out l always thought a samurai sword was different. Its defently wider.

 

maybe the officers who are carrying fire arms or taisers need regular eye checks.

 

Maybe May should start to bring them to JUSTICE.....starting with a re-trial of Harwood the dirty slippery bast....CPS needs to be looked into aswell

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I don't suppose you're with Virgin? I'm registered with TPS and had zero silent calls until we switched - now we get around 3-5 a day, sometimes more.

 

No - we're with BT. TPS was very effective for years but the last year or 2 it's not so good.

 

I got someone selling alarms the other day and to be fair as soon as I mentioned TPS she said she'd remove our number from the database.

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Apparently you have to register with TPS every year, somebody told me it was every 6 months (yes they were a cold caller).

 

Another call at just before 6am this morning, whoever it is is very very sad. I 'missed' that one and it didn't go to voicemail.

 

A Samurai sword is rather larger than a walking stick, and they are NEVER white. The policeman in this case seems to have shown he is not capable of rational judgement when holding a firearm and should be taken off all further duties of that kind without being allowed a period of 'retraining'.

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The trouble is finding out who these companies are, and report them to the ICO because it's their job to find out if you are registered with TPS and not bother you in the 1st place.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

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http://www.bbc.co.uk/news/uk-england-lancashire-19979184

 

How the hell can this happen? There are 3 types of cane used by blind and sight impaired people. None of them look like samurai swords.

 

Someone clearly needs their eyes testing.

 

I am completely baffled as to how someone could ever make that mistake, particularly looking at the gentleman's white stick in the video, and even more so looking at the way he moves. It's blatantly obvious that he's visually impaired. I can't wait to hear the explanation for this one.

 

What made me swear today (last night, technically) was our over the tap shower basically exploding and covering my 15 year old daughter and entire bathroom in hot water. Thankfully, my OH very sensibly turned down the water temperature when we moved in here, or she would have been scalded. Nevertheless, turning the blasted thing off wasn't a particularly pleasant experience, even with a towel over the hot tap to stem the flow.

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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Police Officer "We've tasered the Samurai Swordsman Sarge"

 

Seargeant "But that is a blind man with a white stick officer"

 

Police Officer "Masters of disguise, them sneaky Samurai Sarge"

 

Please tell me you're not licensed to carry a gun:|

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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You're right, Sod'em! I completely forgot to account for the possibility that the blind man could in fact have been a ninja!

 

One can only pray, when it comes to the possibility of the officer concerned being licensed to carry a firearm.

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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You're right, Sod'em! I completely forgot to account for the possibility that the blind man could in fact have been a ninja!

 

As we all are!

 

I have seen the 3 types of cane used and do not understand at all how they can be mistaken for a samurai sword. Oh, and I don't have that much corrected vision either.

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It's bad enough looking forwards at times these days WITHOUT having to look over our shoulders all the time now too and so that could be the REAL reason for the continued crop circle myth....it's caused by all the cops running around looking for the real criminals

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Bloody phone. When charging, the light is orange. When charged, it goes green. It went green yesterday and I unplugged it. Can't turn it on. Stupid phone.

 

I seem to remember that 10 years ago, when we had those brick phones that just text and call, (I do have one of these for running; but it's not quite a brick!) there was no such problem.

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My unknown caller went barmy yesterday - but they obviously have a far sadder life than I have. so that must be why they are trying to irritate me.

 

I just say Hello and leave the caller either to identify themselves or ring off.

 

It isn't a company at all, I know that, but whoever it is would seem to be in need of some psychological help for their 'addiction' to calling me when they are going to the loo....

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take the battery out and shove it back in again thats what I do when mine goes divy and messes me about bliddy things....what would we do without them lol:lol:

 

ahhhhhhhhhh those old cocoa tins and string days:lol:

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My unknown caller went barmy yesterday - but they obviously have a far sadder life than I have. so that must be why they are trying to irritate me.

 

I just say Hello and leave the caller either to identify themselves or ring off.

 

It isn't a company at all, I know that, but whoever it is would seem to be in need of some psychological help for their 'addiction' to calling me when they are going to the loo....

 

I helped a friend years ago who was having odd calls from a man..............he didnt like my tone when I answered the call one sunday afternoon...he didnt ring her again and she found out it was the husband of a neighbour of hers ............horribble odd bastids about S/G keep your chin up blow a loud whislte down the earpiece pop their eardrum

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