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    • Our price is the same all day, but varies day to day. Yes there's a risk of high prices but it has never gone above SVR any time since I signed up. Last 30 days average 17.67p/kWh, max 20.67 and lowest was 11.83.  It saved just under £300 during 2023.  
    • It you had E7 in the past but have converted to single rate then the meter will still hold the last recorded Night readings. This introduces scope for error when manually reading. If the meter has only ever been used on single rate then there's only one figure that can be taken. For example ours shows "Rate 1" reading and a "Total import" reading, but they both give the sme figure. If it has ever been on E7 the total will be higher, including the retained night reading.
    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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What Made You Want To Swear Today?


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I reckon it's Orange!

 

 

Now how would you guess that?:madgrin: Grinding my teeth down at the thought of them, growling and would you believe it up high in the sky, just had the first clap of thunder in a while:-o Is that a clap in agreement gent up high or saying wow destress woman:madgrin:

 

10/10 for knowing your nursery rhyme by the way:) :)

 

Rains on the way !!!!!!

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Its to hot to sleep.

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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Trying to get car insurance for my 18 year old son - car worth £1000, insurance quotes from £5,500 - £9,000k - not all 18yr olds are boy racers! at Christmas the same quote was £1000 but OH wanted to wait to get him a car!!!!!!!!!!!!!!!!!!!!!!!!!!!!! We could actually buy a brand new Vauxhall Corsa 1.4 lxi - the insurance amount is given back as a cash back, monthly finance £275 for 60 months - the cheapest option but then in a years time - the insurance is still going to be thousands, if you sell the car like the adviser said and re purchase and get the insurance cash back again - how much depreciation will there be!!!!!!!!!!!!!!!!

Halifax Card (OH) -2.9% reinstated - Sucess!

Santander/House of Fraser (1) PPI Refund plus 8% plus LOC

Santander/House of Fraser (2) PPI Refunded plus 8% plus LOC

Penalty Charge Notice - Representation accepted and PN cancelled - £120

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LB, this was on the national news a while back.

 

A TEENAGER who was quoted almost £18,000 to insure his P-reg VW Polo is now using a tractor to get around.

The Bolton News yesterday revealed how Chris Berry, aged 18, was stunned to hear how insurance for the one litre car would cost him £17,800 for a year.

 

“Not many people can say they drive a Fordson Major!

“It’s a hell of a lot cheaper than a car—other than the insurance only being £57 a year, you never have to have an MOT, and when it’s 25 years old it’s tax exempt.

“And it can go 40mph — on a good day.”

Quinn Direct, an insurance company specialising in young motorists, has carried out research which shows the average cost of getting on the road for a first time driver is £8,260.

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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SAMSUNG made me lose it today!!!!!!

I've got a samsung 40" lcd series 6 0ut of warraty etc,had it since july 2008 got it from comet.xmas just gone it started popping & cracking emailed/contacted comet etc went for the 'SALES OF GOODS ACT' route and got put on to samsung to get the capactors replaced for free due to manufacturing issue's.ICTV repair engineer came to my house & replaced the capactors,while the tv was in bit's it was found that the main top metal support bracket inside the tv which my wall mount bracket bolts to was found to have corrosion in the middle where a black felt type pad is mounted for tv back panel,ICTV said that best for me to chase up samsung about it,I made a fue phone calls to different samsung repair agents and spoke to one engineer who said that he had come across this same problem & that it was down to tv's been stored after production in SLOVAKIA back in may 2008 been stored in a slightly damp conditions,I've chased up samsung about this with no luck!!!!!.

Month ago my tv started playing up again contacted samsung by email as I can't be doing with speaking to sumone in another country,they put me on to ICTV again they collected my tv this time took it without the box which I was not happy about as it was all packed ready for collection,two weeks later I hear from ICTV saying my tv is fixed & that they could not find the fault I reported & all they found was a noisey fan of which I allready knew about,they replaced the fan without my consent said that bill would be £150+ sumthink or cheaper if I collected the tv from them,I went off the head big time,sent samsung email,got reply to call samsung to which I spoke to sumone this morning,they said that no they would not help it's out of warranty & they would not do nothing about the rusted bracket inside the tv,,,,,,,,,,well I spoke my mind to the bloke on the phone and gave it to him large,hope they recorded it!.

Well i'm at a total loss now as I'm unable to work at the moment due to ill health/medical negligence otherwise I would just foot the bill & ebay the tv.

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I was awoken at 5.30 this morning by my beautiful german shepherd having a seizure,this one of the worst he's had so far,as he came out i went to wipe his mouth (excess saliva) and he bit me,my left hand is now rendered useless.

 

What a start to the week........and yes i did swear,i have to have it stiched up.:sad:

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He's back to normal now thank goodness,it's awful to witness.

Thanks for the hug,i just got back from A&E,i have to go to a london hospital today to see a plastic surgeon the tendons in my fingers are torn.

 

There's an upside i'm getting severly pampered as i'm all bandaged up and they put a sling on,so i'm taking advantage of the rest:lol:

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Finding out I might not have a job after next Friday.

 

My boss and his boss are doing what they can to make sure it doesn't happen, but ^%&*£$... sure took the flavour out of the rest of the day :|

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Finding out I might not have a job after next Friday.

 

My boss and his boss are doing what they can to make sure it doesn't happen, but ^%&*£$... sure took the flavour out of the rest of the day :|

 

I imagine the next few days are going to be stressful for you.......lets hope that come friday it's good news for you,fingers crossed.

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i have had an internet stalker for about a year now, i know who she is , and when ever i post on the internet there she is answering my posts under different names shes a very sad woman with nothing in her life, sits at her comp every night gets drunk then starts her abuse she was also on here and still is!!!! under a different name but i know who she is, i ignore her sad really she has no life but i have and enjoy my life, stalkers have no life but their internet ignore and block them every way you can ny,

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It's amazing how brave some people are behind their computer screens. Many of them seem to just like a reaction and get quite upset if you ignore them. :wink:

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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i agree Caro, the police told us if you ignore them change your phone numbers block them anyway you can this annoys them because then they have no way of getting to you, my one contunually trys to make friends with me on facebook hahah do they think we are soft in the head, shut them out, block them, ignore them, it works,:smile:

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