Jump to content


Please help!! / Next / Doorstep collector


jed2004
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4361 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Next have a habit of sending blank agreements to show you what one would have looked like had you signed it. In a way they are complying to your CCA request because they are allowed to omit certain things like signatures, but as you never signed an agreement in the first place they could do little else but omit it. :rolleyes:

 

Just ignore them.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

Link to post
Share on other sites

Next have a habit of sending blank agreements to show you what one would have looked like had you signed it. In a way they are complying to your CCA request because they are allowed to omit certain things like signatures, but as you never signed an agreement in the first place they could do little else but omit it. :rolleyes:

 

Just ignore them.

 

 

Thanks i'll do just that :grin: ignore them.

Link to post
Share on other sites

  • 3 weeks later...

I'm trying not to let this get to me but i'm actually shaking i'm in on my own with my young son and a man just started banging at the door i don't normally answer the door if i'm not expecting anyone but he kept knocking constant really loud he obviously heard or seen my son at the window!! So i stupidily answered and a really tall well built man put a peice of paper in front of my face saying i owe next directiry £315 and he was here today to collect it he never even said where he was from i guess it will be something to do with debt managers as they have been harrassing me about this!! I told him i was disputing this with next as i don't acknowledge the debt and they have failed to come up with a valid cca then he started asking me all these questions like why are you disputing it, are you saying you never purchased anything from next, are you a tenent here and so on and i started getting all muddeled up i suffer from panic and anxiety attacks and i actually felt one coming on i was shaking and felt like bursting out into tears! It was just horrible and at the same time my young son started screaming and crying, I told the man i had to go and he said he will come back later :( i really don't want him to come back, I know i'm probably making a big deal out of this but i feel horrible, I can just about handle the letters and phonecalls but not this i live here alone with my son and i really don't want him banging at my door is there anything i can do, Please.

Link to post
Share on other sites

If he comes again please call the police immediately. Was he sent by Debt Managers ?

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

Link to post
Share on other sites

you are under no obligation to even allow him on your property.

tell hin to go away, if he does not, then call the police.

 

i'll look back in your threads to see if i can fathom out what this mightbe about.

 

but just be assured that ONLY a baillif on a court order has any knid of authority to collect debts on the doorstep.

 

a DCA collecting on a civil debt has NONE.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Ok. Calm down. You don't have to answer the door to bullies like this. Did he say what company he was from? Have you had any letters about this before?

 

If he calls again go to the door and say all communication in writing only and shut the door. If he keeps banging on your door and refuses to leave then call the non emergency police number which you should be able to find on your local police force website.

:cool::cool: Blondmusic :cool::cool:
Link to post
Share on other sites

You do not have to put up with this intimidating behaviour. What this person is doing probably constitutes a criminal offence. If this creature returns telephone your local police and report a breach of the peace and threatening behaviour. This get has NO LEGAL AUTHORITY whatsoever.

 

You should also make a formal complaint to Next as they are responsible for the actions of thugs that are employed by the pond life that they use to chase debts.

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thanks for your replies my hearts pounding i just feel horrible, No he never said where he was from and i didn't think to ask but a dca call debt managers which is actualy based about 10 mins from me have been sending me letters about next i cca'd them and in there last letter they said they couldn't get a copy of a cca and offered me a discount!! I just left it but then next sent me what they said was a valid cca but it wasn't it was just a bad photocopy of terms and conditions there was nothing else on it no signiture or anything!! So i was advised just to ignore that to this was about 2 weeks ago and i've heard nothing until he turned up today!

Link to post
Share on other sites

I totally agree with the other posters. Do not open the door if he comes back and if he won't leave your property then call the police immediately.

 

The fact that you have a young child makes this even more disgusting!!!! :evil: I get so annoyed that companies think they can threaten and scare people!!!!!!:evil:

 

Also DO NOT LET HIM IN UNDER ANY CIRCUMSTANCES.

 

It might be best to CCA next to find out what is going on? This will cost £1 (postal order and NOT cheque). Do not sign the letter either, print your name.

 

I am sure a more experiences cagger will come up with the letter

 

Take care

:!: Activ Kapital 2009 - £316 debt cancelled due to no credit agreement

 

:!: TNC Legal Collections (Swinton) - £61 written off due to complaint being upheld with the FOS

 

:D Be Happy and treat people exactly how you would like to be treated

 

:mad: Don't let people take advantage of you and stand up for your rights and beliefs

 

:p You only live once so don't take things so seriously

Link to post
Share on other sites

Thanks for your replies my hearts pounding i just feel horrible, No he never said where he was from and i didn't think to ask but a dca call debt managers which is actualy based about 10 mins from me have been sending me letters about next i cca'd them and in there last letter they said they couldn't get a copy of a cca and offered me a discount!! I just left it but then next sent me what they said was a valid cca but it wasn't it was just a bad photocopy of terms and conditions there was nothing else on it no signiture or anything!! So i was advised just to ignore that to this was about 2 weeks ago and i've heard nothing until he turned up today!

 

If it is not a signed CCA agreement and just terms and conditions then the debt is not enforceable.

:!: Activ Kapital 2009 - £316 debt cancelled due to no credit agreement

 

:!: TNC Legal Collections (Swinton) - £61 written off due to complaint being upheld with the FOS

 

:D Be Happy and treat people exactly how you would like to be treated

 

:mad: Don't let people take advantage of you and stand up for your rights and beliefs

 

:p You only live once so don't take things so seriously

Link to post
Share on other sites

There is nothing stopping you making a complaint to the Police now.

If you explain you have been threterned they will attend

 

HAK

Link to post
Share on other sites

If you do happen to bump into him then get his name / and licence number.

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

Link to post
Share on other sites

Will the police do anything? Cause this has really got me into a state it was just the way he spoke to me and the tone of his voice i haven't had a panic attack in about 8 months i've been doing so well and i can't believe i nearly had one because of him, I'm trying to get hold of my brother just to come to the house for the night cause i really don't want to be here alone and it's not fair on my little boy me being in a state like this.

Link to post
Share on other sites

Will the police do anything? Cause this has really got me into a state it was just the way he spoke to me and the tone of his voice i haven't had a panic attack in about 8 months i've been doing so well and i can't believe i nearly had one because of him, I'm trying to get hold of my brother just to come to the house for the night cause i really don't want to be here alone and it's not fair on my little boy me being in a state like this.

 

I'll come round and wait at your house for him!!! I'm a big girl so I'll show him who's boss!!! ;)

:!: Activ Kapital 2009 - £316 debt cancelled due to no credit agreement

 

:!: TNC Legal Collections (Swinton) - £61 written off due to complaint being upheld with the FOS

 

:D Be Happy and treat people exactly how you would like to be treated

 

:mad: Don't let people take advantage of you and stand up for your rights and beliefs

 

:p You only live once so don't take things so seriously

Link to post
Share on other sites

You can record the incident to the police then if it happens again the police will know that this is a reocurring incident. Therefore if you decide to complain about them you have evidence from the police.

 

Also the fact that you are a woman on her own with a young child is something you can "play" on. If he comes back phone the police, them them you are on your own with a child and that a strange man keeps banging on the door!

:!: Activ Kapital 2009 - £316 debt cancelled due to no credit agreement

 

:!: TNC Legal Collections (Swinton) - £61 written off due to complaint being upheld with the FOS

 

:D Be Happy and treat people exactly how you would like to be treated

 

:mad: Don't let people take advantage of you and stand up for your rights and beliefs

 

:p You only live once so don't take things so seriously

Link to post
Share on other sites

I'll come round and wait at your house for him!!! I'm a big girl so I'll show him who's boss!!! ;)

 

lol that would be good! I wish i was like that i just get into a panic, My brother just text he's coming round after his work so i feel a bit better, Just to have someone here will help.

Link to post
Share on other sites

If he comes back do not answer the door and call the police. Try to take his car reg number so you can give it to the police too.

 

I would love someone to come to my door and give me abuse just to see the look on their faces when they see my dog.

:cool::cool: Blondmusic :cool::cool:
Link to post
Share on other sites

Jed

 

If the ****** comes back, and if you have one, use video recording on him. Film him with a phone even if it doesn't have video capability just say you are filming/recording everything. This type of filth don't like to be filmed or recorded and will change their tune if they are.

Link to post
Share on other sites

Do you know any coppers ? any of the parents at your child's local school policewomen/men...only reason I am stating/asking is that I did hear of one cagger who was in a similar position and she went to the local police station and the one of the coppers there rang the doorstep collection company and asked when they would be there again as they (the police) wanted to be in attendance...I don't believe they ever heard from them again....

 

A letter to the DCA sent recorded might be a good idea too

 

Dear xxxx

 

Account Ref xxxx

 

Please be advised that I will only communicate with you in writing. I have noted your repeated attempts to contact me and these have been duly logged by time and date.

 

Furthermore, should it be your intention to arrange any further “doorstep calls”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you.

 

There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.). Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and if you do so, then you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance.

 

Yours faithfully/sincerely

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

Link to post
Share on other sites

Jed

 

Any threaterning behaver to you or a child is an offence and once it is logged as a crime the Police HAVE to deal with it or it goes down as an unsolved event and it cocks the statistics up...

 

HAK

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...