Please help!! / Next / Doorstep collector

[cerberusalert]

Next have a habit of sending blank agreements to show you what one would have looked like had you signed it. In a way they are complying to your CCA request because they are allowed to omit certain things like signatures, but as you never signed an agreement in the first place they could do little else but omit it.

 

Just ignore them.

[jed2004]

Next have a habit of sending blank agreements to show you what one would have looked like had you signed it. In a way they are complying to your CCA request because they are allowed to omit certain things like signatures, but as you never signed an agreement in the first place they could do little else but omit it.

 

Just ignore them.

 

 

Thanks i'll do just that :grin: ignore them.

[jed2004]

I'm trying not to let this get to me but i'm actually shaking i'm in on my own with my young son and a man just started banging at the door i don't normally answer the door if i'm not expecting anyone but he kept knocking constant really loud he obviously heard or seen my son at the window!! So i stupidily answered and a really tall well built man put a peice of paper in front of my face saying i owe next directiry £315 and he was here today to collect it he never even said where he was from i guess it will be something to do with debt managers as they have been harrassing me about this!! I told him i was disputing this with next as i don't acknowledge the debt and they have failed to come up with a valid cca then he started asking me all these questions like why are you disputing it, are you saying you never purchased anything from next, are you a tenent here and so on and i started getting all muddeled up i suffer from panic and anxiety attacks and i actually felt one coming on i was shaking and felt like bursting out into tears! It was just horrible and at the same time my young son started screaming and crying, I told the man i had to go and he said he will come back later i really don't want him to come back, I know i'm probably making a big deal out of this but i feel horrible, I can just about handle the letters and phonecalls but not this i live here alone with my son and i really don't want him banging at my door is there anything i can do, Please.

[42man]

If he comes again please call the police immediately. Was he sent by Debt Managers ?

[dx100uk]

you are under no obligation to even allow him on your property.

tell hin to go away, if he does not, then call the police.

 

i'll look back in your threads to see if i can fathom out what this mightbe about.

 

but just be assured that ONLY a baillif on a court order has any knid of authority to collect debts on the doorstep.

 

a DCA collecting on a civil debt has NONE.

 

dx

[Blondmusic]

Ok. Calm down. You don't have to answer the door to bullies like this. Did he say what company he was from? Have you had any letters about this before?

 

If he calls again go to the door and say all communication in writing only and shut the door. If he keeps banging on your door and refuses to leave then call the non emergency police number which you should be able to find on your local police force website.

[ODC]

You do not have to put up with this intimidating behaviour. What this person is doing probably constitutes a criminal offence. If this creature returns telephone your local police and report a breach of the peace and threatening behaviour. This get has NO LEGAL AUTHORITY whatsoever.

 

You should also make a formal complaint to Next as they are responsible for the actions of thugs that are employed by the pond life that they use to chase debts.

[dx100uk]

for everyone:

 

 

this is linked to:

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/185291-next-directory.html

 

 

and :

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/212188-dca-have-admitted-no.html

 

these threads need to be merged.

 

dx

[jed2004]

Thanks for your replies my hearts pounding i just feel horrible, No he never said where he was from and i didn't think to ask but a dca call debt managers which is actualy based about 10 mins from me have been sending me letters about next i cca'd them and in there last letter they said they couldn't get a copy of a cca and offered me a discount!! I just left it but then next sent me what they said was a valid cca but it wasn't it was just a bad photocopy of terms and conditions there was nothing else on it no signiture or anything!! So i was advised just to ignore that to this was about 2 weeks ago and i've heard nothing until he turned up today!

[katpuss]

I totally agree with the other posters. Do not open the door if he comes back and if he won't leave your property then call the police immediately.

 

The fact that you have a young child makes this even more disgusting!!!! I get so annoyed that companies think they can threaten and scare people!!!!!!

 

Also DO NOT LET HIM IN UNDER ANY CIRCUMSTANCES.

 

It might be best to CCA next to find out what is going on? This will cost £1 (postal order and NOT cheque). Do not sign the letter either, print your name.

 

I am sure a more experiences cagger will come up with the letter

 

Take care

[katpuss]

Thanks for your replies my hearts pounding i just feel horrible, No he never said where he was from and i didn't think to ask but a dca call debt managers which is actualy based about 10 mins from me have been sending me letters about next i cca'd them and in there last letter they said they couldn't get a copy of a cca and offered me a discount!! I just left it but then next sent me what they said was a valid cca but it wasn't it was just a bad photocopy of terms and conditions there was nothing else on it no signiture or anything!! So i was advised just to ignore that to this was about 2 weeks ago and i've heard nothing until he turned up today!

 

If it is not a signed CCA agreement and just terms and conditions then the debt is not enforceable.

[Having_A_Knightmare]

There is nothing stopping you making a complaint to the Police now.

If you explain you have been threterned they will attend

 

HAK

[42man]

If you do happen to bump into him then get his name / and licence number.

[jed2004]

Will the police do anything? Cause this has really got me into a state it was just the way he spoke to me and the tone of his voice i haven't had a panic attack in about 8 months i've been doing so well and i can't believe i nearly had one because of him, I'm trying to get hold of my brother just to come to the house for the night cause i really don't want to be here alone and it's not fair on my little boy me being in a state like this.

[katpuss]

Will the police do anything? Cause this has really got me into a state it was just the way he spoke to me and the tone of his voice i haven't had a panic attack in about 8 months i've been doing so well and i can't believe i nearly had one because of him, I'm trying to get hold of my brother just to come to the house for the night cause i really don't want to be here alone and it's not fair on my little boy me being in a state like this.

 

I'll come round and wait at your house for him!!! I'm a big girl so I'll show him who's boss!!!

[katpuss]

You can record the incident to the police then if it happens again the police will know that this is a reocurring incident. Therefore if you decide to complain about them you have evidence from the police.

 

Also the fact that you are a woman on her own with a young child is something you can "play" on. If he comes back phone the police, them them you are on your own with a child and that a strange man keeps banging on the door!

[jed2004]

I'll come round and wait at your house for him!!! I'm a big girl so I'll show him who's boss!!!

 

lol that would be good! I wish i was like that i just get into a panic, My brother just text he's coming round after his work so i feel a bit better, Just to have someone here will help.

[Blondmusic]

If he comes back do not answer the door and call the police. Try to take his car reg number so you can give it to the police too.

 

I would love someone to come to my door and give me abuse just to see the look on their faces when they see my dog.

[mintygit]

Jed

 

If the ****** comes back, and if you have one, use video recording on him. Film him with a phone even if it doesn't have video capability just say you are filming/recording everything. This type of filth don't like to be filmed or recorded and will change their tune if they are.

[42man]

Do you know any coppers ? any of the parents at your child's local school policewomen/men...only reason I am stating/asking is that I did hear of one cagger who was in a similar position and she went to the local police station and the one of the coppers there rang the doorstep collection company and asked when they would be there again as they (the police) wanted to be in attendance...I don't believe they ever heard from them again....

 

A letter to the DCA sent recorded might be a good idea too

 

Dear xxxx

 

Account Ref xxxx

 

Please be advised that I will only communicate with you in writing. I have noted your repeated attempts to contact me and these have been duly logged by time and date.

 

Furthermore, should it be your intention to arrange any further “doorstep calls”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you.

 

There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.). Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and if you do so, then you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance.

 

Yours faithfully/sincerely

[Having_A_Knightmare]

Jed

 

Any threaterning behaver to you or a child is an offence and once it is logged as a crime the Police HAVE to deal with it or it goes down as an unsolved event and it cocks the statistics up...

 

HAK