MBNA CCA help needed .

[treacle86]

any advice / ideas on this CCA for me please , I hoped it may unenforceable but I feel it may be very proper looking and possibly is the original one . any help be greatly appreciated .

 

thanks

 

scan0001.jpg picture by shantimar09 - Photobucket

[clemma]

Was this done online? If so, I would say it is enforceable as a tick is acceptable in the absence of a signature.

[sunflower99]

If it was drawn up after Decmber 31st 2004 and an online agreement a signature can be replaced by a tick on an agreement drawn up onine

[sunflower99]

so any online agreements made in 2005 maybe enforceable if a tick is in box on a document that has all the prescribed terms in same documet,Hopefully more caggers will be able to give their views as well.

[treacle86]

thats a lot guys , thats what i suspected , I am going to double check the date i took the application out and check it matches with wat they have on cca in case they have just fashioned one out of nothing ???!

 

Wat would be a fair settlemet on £4200 , AS they have mentioned in last letter re a reduced balance settlement ?????

 

thanks very much everyone . xxxx