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mikek

Have sued for declaration of unenforceability

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Hello everyone,

 

I have recently sued a financial organisation for a declaration of unenforceability.

 

For obvious reasons I cannot disclose details or names yet (even through PM), but I am not doing it by myself.

 

I have not seen many posts here of other people who have done it, so I thought a post like this was needed.

 

I will post news as soon as it comes.


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Subbing with considerable interest.

 

I have thought for a long time that we ought to be proactive.

 

Good luck

 

GK

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look forward to the update when you are able. :D


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I have had some developments in the case:

 

1) Legal firm sued the bank on the basis of illegible original credit card agreement with no win no fee agreement and legal insurance

2) Case was put on hold until the Carey case concluded in the Manchester High Court

3) Now legal firm advises me to drop the case because the case stands little chance to win after the Carey case and the legal insurance will not cover it

4) The account has still charges for exceeding credit limit, the APR in the original credit agreement is misscalculated and the bank kept increasing my limit without me asking for it and led me to accumulating more debt.

 

What should I do? My gut feeling is that I should withdraw the case since the legal insurance will not exist but reserve my position with regards to all the points in 4.

 

Any advise please?


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I have had some developments in the case:

 

1) Legal firm sued the bank on the basis of illegible original credit card agreement with no win no fee agreement and legal insurance

2) Case was put on hold until the Carey case concluded in the Manchester High Court

3) Now legal firm advises me to drop the case because the case stands little chance to win after the Carey case and the legal insurance will not cover it

4) The account has still charges for exceeding credit limit, the APR in the original credit agreement is misscalculated and the bank kept increasing my limit without me asking for it and led me to accumulating more debt.

 

What should I do? My gut feeling is that I should withdraw the case since the legal insurance will not exist but reserve my position with regards to all the points in 4.

 

Any advise please?

 

Hmm,

 

I think you should get advice from your solicitor

 

may be that the rule in henderson and henderson could bar you from suing for these charges unless you have them dealt with in current proceedings

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