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CCJ registered for college course when on benefits


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Hi,

 

I hope i am writing in the correct place, if not then many apologies.

 

In 2006 I started a college course and was (and still am) on benefits,prior to commencing the course they asked to see proof of my benefots to enrol me as a free student. They got their proof and i was enrolled.

 

I didn't complete the course and later recieved a bill for £250 (which i could not afford to pay, I was being chsed by a debt collection agency who i advised of this. They said the would look into it, the naive me believed them.

 

To cut a long story short they have regesitered a ccj against me and i was wondering if there's anything i can do.

 

Since the ccj was registered i hae just though well there's nothing i can do now so have given in tryng to fight it, if i can remember correctly the account was in dispute when the ccj was registered (it allseemed to happen really quickly, also i do not remember getting a copy of the documents re the ccj.

 

Any help greatly appreciated

 

Missal

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what was the bill for £250, who is the company that registered the ccj?

 

you are sre you did not recevie anything from the courts? have you move address?

 

ida x

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Hi,

 

the debt was intially from middlesbrough college, who passed it onto a company who's name escapes me at the moment i disputed it with them, but as the ccj arrived on my credit file i thought best to pay, not knowing any better you see, until i saw these threads on here.

 

I was notliving at the address at the time as i rented the property out

Thanks

 

Amanda

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if you can show that you resided at another addressa thtehtime i.e. council tax or utility bill the you apply to have the ccj set aside.

 

if you do not know what the £250 was for then maybe time to send a letter to the college asking for a breakdown

 

ida x

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They charges me for the college course as i did not finish the year, but the reason i want to dispute it is that i had to show proof on benefits before being allowed on the course,so wheres the sense in sending me a bill.

 

also not receiving the documents, is it really as simple as showing that you lived elsewhere at the time of the ccj? I realise that there will be some hard work involved once i get them to set aside the ccj,but am not sure exactly what i'll have to do.

 

If they set it aside,but then decide after my evidence (or whatever i have to do) that he ccj will remain on m file will i get the 30 days again to pay and have removed?

thanks

 

Amanda

Edited by missal
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there may be a clause thatif you do not complete the course you have to pay for the remainder

 

have you made any payments towards the ccj?

 

you may have to send the college a sar to see what the terms of enrollment were

 

ida x

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Yes I have made payments but purely because i thought if i dont pay a ccj then i'd be digging a hole for myself, i'm just about to put it into a Dmp aswell.

 

So your advice would be to ask for the terms of enrollment using SAR is there anything else i should do?

 

I am going to try and ave the ccj set aside in the mean time aswell.

 

Thanks

 

Amanda

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yes and should be easy for set aside on the address issue,

 

ida x

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