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    • Moorcroft are just a first DCA that Natwest use, after Natwest have stopped chasing it.   The debt is still owned by Natwest and is currently sat with Moorcroft, but in a pile with many thousands of others.   If your new postal address is showing on your credit file, Moorcroft would have sent letters if they thought this was a priority debt to chase.     
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wendy67

what is a judgement order?

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Hi, could someone please tell me if a judgement order is the same as a ccj? we got claim forms from the county court on behalf of blackhorse in 2008 but don't know if everything went ahead without us or not as they sent us a payment book stating to pay for a judgement order?

 

very confused as we have been paying £6.00 a month thinking it's a ccj

 

thank you

 

ann622

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It'll be a CCJ, the Judgment Order is the amount you have to pay. As long as you keep to the payments nothing more should happen, but you should get a copy of the CCJ to see what the terms of the judgment are, i.e., are they allowed to add interest, the amount of judgment etc.


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How do i get a copy to check ? does it cost ? also why have we had no correspondence , we have another ccj with link which we went to court and we had all the papers sent to us.

 

Thank you for replying :)

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It's not unknown for shall we say the less reputable creditors & DCAs to claim that they have a CCJ when in fact they haven't. You can check online at CCJs, court orders & fines - Search yourself and others - Trust Online to see what judgments there are against you, it costs £8. You can get a copy of the judgment from your local court for a small fee.

 

It seems strange that you haven't had any court documents. :rolleyes:


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