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    • Notice Before Action Dear Sir/madam You have lost the following items. 1)      P2G72688861 2)      P2G73791631 3)      P2G74330511 I understand you eventually accepted liability for these lost items and have agreed to reimburse the postage costs but not the values. You suggest this is due to my failing to take out additional insurance.   I am not prepared to accept your position and shall be issuing a summons on 18th August for £180, should you choose not to reimburse the values allocated to the items you have lost. In particular: Item 1) This parcel was damaged by your courier and rejected by the addressee. It appears rather than return the parcel and contents to me, your courier decided to throw the item away. Thus the item has become lost, and therefore (due to my not paying extra for insurance against loss), you have chosen not to compensate. Do you seriously expect to ‘lose’ an item on purpose by throwing it away, and then claim it has been lost and therefore not covered? Item 2) This parcel was lost and I made a claim. During the period of claim, the parcel was found and began to track. Ultimately being delivered (according to an email to the addressee, at 1.41 am 19 July 2020). Clearly the parcel was not delivered at such a time. You have subsequently suggested delivery was at a different time. Despite these suggestions of proper delivery, you have been unable to prove delivery at all, the addressee has confirmed he has not received the item and you have accepted the item is lost.  I do not accept you can be so careless as to lose an item twice. When I purchased this sending through P2G, I selected Parcelforce 48 as the courier. This service has a compensation value of up to £100 for loss. This is why I selected them. It appears however, you chose not to purchase this service from Parcelforce, but an alternative service purporting to be Parcelforce 48, but excluding the standard compensation.  This is not what I had purchased. I do not accept your claim that I should have paid extra for insurance for you to insure, when I had already purchased a service which carried automatic insurance. Further, the service was supposed to be a 48 hour service. The parcel was not collected within the 48 hour period, let alone delivered within it.  I consider the delays in ensuring delivery within the expected timeframe would have contributed to the loss of this item. I hold you responsible for the loss.   Item 3) This item was also subject to a claim for loss. During your investigations, this item was also found and started to track. Messages advising  "Enquiry resolved", "INT Hold" and "Out for delivery”, suggest the item had eventually been found. I do not accept you can be so careless as to find a lost item and subsequently lose it again, regardless of whether I had purchased additional insured. Indeed, the option to purchase such insurance was not available as the item appears to have been excluded from such insurance.   Yours faithfully
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Bailiffs for Parking ticket paid late, now bankrupt and being harassed daily!

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Tricky one this, hopefully someone can advise me please!


I received a parking ticket in November 2008, and due to various money problems at the time i didn't pay it, It built up to £110 due in March which again wasn't paid.


I made myself bankrupt on 28th April 2009, and after taking advice I used the little money i had to clear my outstanding parking tickets and a court fine i received for a speeding offence before going bankrupt as these would be outside the bankruptcy and would still be owed regardless. These were paid on 24th April.


I thought this was the end of it but unknown to me, the parking fine was passed onto Marstons Bailiffs on 21st April. As the Council payment line was via an automated service, the debit card payment i made was rejected and paid back onto my card....... this account was frozen on 28th April and I had no knowledge of this payment being returned.


I spoke to someone at the Council who said that they were not obliged to tell me the payment was cancelled and that I had had plently of notice to pay so its not their problem. this is true but at the time I was in such a financial mess that letters and bills just didnt get opened. the Bailiff from Marstons was just as helpful, and told me that regardless of the circumstances it needed to be paid or they would remove my possessions.


I thought that at the time of my banruptcy everything was in order, so when i received a warning from Marstons, i didnt read it properly and assumed it was for an old debt. I therefore havent done anything towards paying it and did not realise until now i was legally obliged to pay it. The debt to Marstons is now £317. I do not have this money, and have no means of paying in now or in the near future..... I'm out of work and am barely surviving on the little benefits i get.


What options do i have now?


Does my Bankruptcy affect this at all? after all, they did not come and take any of my possessions at the time of bankruptcy as they considered that there was nothing of significant value.


Would the circumstances above qualify me to make some kind of application to the court for more time to pay the debt or even better for it to be reduced to an affordable amount?


What should i do about the Bailiffs in the meantime? He's promised another 'visit' tomorrow :Cry:


Thanks in advance

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contact Tomtubby she is a member and will help you

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Thanks.... am not sure its appropriate to contact a member directly about an issue? surely that is the point of a public forum?Hopefully they will see this thread and reply on this os that anyone in a simlar situation can also share the advice

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Thanks.... am not sure its appropriate to contact a member directly about an issue? surely that is the point of a public forum?Hopefully they will see this thread and reply on this os that anyone in a similar situation can also share the advice


send tom tubby a P M asking her to look at your thread she will reply on thread you are only asking her look in Case she misses it as you said a tricky one

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Just My Own Opinion As I Donk Know But I Would Think As This Ticket Went Through The Legal System, A Court Allowing It To Be Passed To Baliffs


This Now Becomes A Crown Fine


But You Say This Is A Council Ticket And Not A Police Ticket


Sorry Dont Know But Hope It Helps


Tomtubby Is The Girl For This

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Thanks I will PM Tomtubby, and see if she can help :). This has been reposted from the parking fines section so I'll direct her ot that thread as it seems that the debate is now about whether the PCN can be included in the Bankruptcy, and that forum seems more relevant.




Thanks again

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