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    • EU deal replicated 'as far as possible' ... aka less than   "The British Government is continuing to work intensively on securing continuity with other countries. We have secured agreements – either signed or agreed in principle - that account for 64% of the UK’s trade with all the countries with which the UK is seeking continuity, should we leave the EU without a deal."   With what I've seen on that page I linked earlier, that would seem to be decidedly unambitious 'trade deals across the world larger than the EU
    • dx100uk - thank you for your advice.  I will send a SAR to Vanquis and really appreciate all the help on here.   I may have read your last sentence in the way that it was not intended but it has came across very judgmental and not helpful.  I have came on this site for some help, not to be judged.  If that was not your intention then I apologise as I realise text can be read in the way it was not intended.  
    • . I'm sorry but this is not correct. There is a very long established rule that you are required to exercise utmost good faith (uberrima fides) when becoming a party to any kind of insurance contract. This means that you have quite a strict duty to accept responsibility for disclosing any information which a reasonable person in your position might understand could materially affect the risk. I can imagine that the interpretation of this rule would not be applied quite so strictly to a very new and young driver – but the more that one has been driving and the more insurance policies one has held, then I think that the stricter  this rule becomes. It is also well established that one can misrepresent something simply by withholding information – by silence. I'm sorry to say that I think that this rule and the value of it is so self-evident that it is scarcely worth discussing. I wouldn't start raising this issue if I were you with insurers or the courts because you will come away with a bloody nose and loss of credibility
    • @unclebulgaria67 your point is particularly valid especially in regards to loss in the event of a claim. Irrespective of 2x SP30’s or not the vehicle is insured for its full market value. The insurers rating changes based on risk against those endorsements, where said risk calculation isn’t made available.    Also I question the validation of 22% in premium. Is that based on today’s risk profiling, or is that applied retrospectively to day 1 and can that be evidenced.    One thing that is very clear, is that to bring about any degree of misrepresentation the insurer has to have evidence that questions were asked in regards to the endorsements.   This was an auto renewal and when I’ve checked the Brokers electronic Copy on “My Policy’ at renewal, there is no section included relative to accidents in the last 5 yrs or Motoring convictions. Everything else relative to me and the named driver is listed. 
    • Here is what exposes Johnson & Co Commission document, makes for sober reading   Wonder if Snake Oil Singham has read and digested it?   https://ec.europa.eu/info/sites/info/files/brexit_files/info_site/com_2020_324_2_communication_from_commission_to_inst_en_0.pdf
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
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      Thanks for reading 
      • 7 replies
    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
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Worse is the forum. Everybody is utterly clueless and think the 'fines' have legitimacy. Frightening.

 

Sign up to it, but be aware you have to wait for them to approve your account before you can post.

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Worse is the forum. Everybody is utterly clueless and think the 'fines' have legitimacy. Frightening.

 

Sign up to it, but be aware you have to wait for them to approve your account before you can post.

 

Oh, yes.

 

Just waiting on approval now.

 

Then let the fun begin (which will mean plagiarising here shamelessly:eek:)

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lol

 

 

makes me want to drive down there and flyer the cars telling the fines are not fines, and can be ignored.

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Worse is the forum. Everybody is utterly clueless and think the 'fines' have legitimacy. Frightening.

 

Sign up to it, but be aware you have to wait for them to approve your account before you can post.

Also signed up, as Pat awaiting approval:D


Please remember our troops, fighting and dying in our name. God protect them.

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My local Sainsburys is giving out flyers threatening to "fine" people. Exact wording is :

"To make it easier for Blue Badge holders and parents with young children to find a suitable parking space, we are now making checks on vehicles parked within blue badge and parent & child bays.

Fine if you qualify,

£50 FINE IF YOU DON’T"

Am I right in thinking that the use of the word "fine" is illegal? Which law does it break? I want to have some fun with them over this, who should I complain to? Would TS be any good, from what I’ve read on here I gather they are useless with PPC stuff. Anyone know the name of the head of the legal department at Sainsburys?

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Claim of statutory powers where non exist. Sounds like at least Fraud Act S.2 plus probably a few other statutes.

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Do you really want to point out to them the error of their ways, or would you rather leave them to issue these idle threats in the smug knowledge that if they did issue you a "fine" for parking in the mother-and-babies bay, then you can send it straight to the bin, without passing GO and not collecting £200 :D

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Do you really want to point out to them the error of their ways, or would you rather leave them to issue these idle threats in the smug knowledge that if they did issue you a "fine" for parking in the mother-and-babies bay, then you can send it straight to the bin, without passing GO and not collecting £200 :D

 

Yes I suppose you have a point there. Might print a few flyers of my own though.........

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I cannot really see the point other than to try and sound clever, it not as if Sainsburys will just turn around and remove the bays or tell everyone they can park there. If everyone starts ignoring the 'restrictions' and throwing the tickets away there is a good chance they will just bring in clamping.

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Disabled people have a right to use a supermarket like anyone else. Whatever the legality of the "fines", it's a good thing if they deter able-bodied drivers who can't be bothered to walk 20 yards from taking up those bays.

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I wasn't advocating malious ignoring of disabled bays etc, but likewise, it does seem more sensible and practical to allow sainbury's to merrily issue parking "fines" for whatever the reason making them so much easier to ignore. After all, if they don't know they can't "fine" you for parking in the disabled bay, presumably they will also try to "fine" you for being over the white line of the bay, or "parked in that nice extra bit of space that's not in anyone else's way but isn't marked as a bay"

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Great customer service. Threaten your customers with 'fines' before they've even set a foot in the door.

 

Only a minority of idiots abuse disabled bays anyway. You can't remove idiots from society, yet it seems to be ok to threaten ordinary folk going about their business.

 

I cannot really see the point other than to try and sound clever, it not as if Sainsburys will just turn around and remove the bays or tell everyone they can park there. If everyone starts ignoring the 'restrictions' and throwing the tickets away there is a good chance they will just bring in clamping.

 

As I've said before, it's a patch of tarmac. Anarchy is not going to break out and there are plenty of other countries that manage very well with no restrictions. Imagine an Italian supermarket threatening its customers with parking 'fines' and its customers actually paying! It just doesn't happen.

 

As for clamping - better to stick to the rules and clamp people abusing disabled spots with reasonable £15 release fees.

 

Oh, except there's no money in clamping as a deterrent or playing by rules.

 

This is a money making [problem], sold to supermarkets as a solution to a problem that isn't a big deal. Or more likely, sold to them as profit maximising venture.

 

As for being just an exercise in sounding clever - that's exactly how NCP, Euro Car Parks, Tesco, Asda and Morrisons get away with it. People think it's ok because it's Sainsburys. They're a big company so they must be legit.

 

Remember Sainsburys fixing the price of milk a few years back!

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Only a minority of idiots abuse disabled bays anyway. You can't remove idiots from society, yet it seems to be ok to threaten ordinary folk going about their business.

 

That's a little contradictory. It's not the ordinary person going about their business who is at risk from a "fine" here - it's only the idiots you describe.

 

If it deters them, I support it. That said, Sainsbury's has a duty to have a decent review/appeal process for genuine mistakes, though I'm not so naiive as to think they will. But I have to say that any mechanism for stopping abuse of disabled parking has my support.

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My driver uses a Tesco in the Stoke on Trent area, that used to be patrolled by Euro, and now is patrolled by Central Ticketing, [i still think that it's Tesco's people issuing tickets, and CT that are doing the strong arm stuff]

 

About 4 miles up the road there is another, smaller Tesco, with a large B & Q, with a huge car park, on a separate site, next door.

 

I use both of these.

 

Neither car park appears to be patrolled, and I've never seen any one giving out invoices, and I've never seen anyone being "naughty" either, except perhaps, not fully backing vans, trailers, into bays, so that larger B & Q bits can be shoe horned in.

 

Presumably, the larger Tesco park is more profitable, which doesn't put them in a good light - are they ever in a good light?

 

As far as B & Q are concerned, they obviously don't bother, and don't seem bothered - how refreshing!

 

Sam


All of these are on behalf of a friend.. Cabot - [There's no CCA!]

CapQuest - [There's no CCA!]

Barclays - Zinc, [There's no CCA!]

Robinson Way - Written off!

NatWest - Written off!

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. Anarchy is not going to break out and there are plenty of other countries that manage very well with no restrictions. Imagine an Italian supermarket threatening its customers with parking 'fines' and its customers actually paying! It just doesn't happen.

 

Probably because most Italian supermarket car parks actually contain cars parked by their customers and they may possibly have more respect for the disabled. The only reason the entire parking industry keeps going in this Country is because people have no respect for others or the law. You only haveto look at the number of people who still use mobiles while driving to realise that a large section of society still think rules are made for other people and don't apply to them.

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The reason the parking industry keeps going is money. and as for private supermarket car parks, there are no rules. But people should obey applicable law - and that includes the Councils, they have a public duty but seem to not know too much about it.

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That's a little contradictory. It's not the ordinary person going about their business who is at risk from a "fine" here - it's only the idiots you describe.

 

True, but personally I think it's pretty rude to be given a threatening leaflet by a store I'm about to spend £xx in.

Also bear in mind that a proportion of people who get given these 'fines' are innocent folk. 80 year old Ethel who knocks over her disabled badge whilst getting out of her car is going to be relieved of £80, or have to suffer threatening and scary letters.

 

Probably because most Italian supermarket car parks actually contain cars parked by their customers and they may possibly have more respect for the disabled. The only reason the entire parking industry keeps going in this Country is because people have no respect for others or the law

 

Doubtful. I suspect a [problem] parking company wouldn't last long in Italy because nobody would pay.

 

The 'you wouldn't get a ticket if you didn't deserve it' mentality is one reason the parking [problem] proliferates in this country.

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80 year old Ethel who knocks over her disabled badge whilst getting out of her car is going to be relieved of £80, or have to suffer threatening and scary letters.

 

Exactly.

 

My other big objection to the blue badge system is that it amounts to disability discrimination in itself, because only people with selected disabilities are included. People with other, excluded disabilities are forced to suffer the punitive effects of being denied reasonable access to parking, which on public roads is often deliberate policy. I'm not advocating blatant abuse of blue badge spaces but this is an issue that needs better awareness.


Post by me are intended as a discussion of the issues involved, as these are of general interest to me and others on the forum. Although it is hoped such discussion will be of use to readers, before exposing yourself to risk of loss you should not rely on any principles discussed without confirming the situation with a qualified person.

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My driver uses a Tesco in the Stoke on Trent area, that used to be patrolled by Euro, and now is patrolled by Central Ticketing, [i still think that it's Tesco's people issuing tickets, and CT that are doing the strong arm stuff]

 

About 4 miles up the road there is another, smaller Tesco, with a large B & Q, with a huge car park, on a separate site, next door.

 

I use both of these.

 

Neither car park appears to be patrolled, and I've never seen any one giving out invoices, and I've never seen anyone being "naughty" either, except perhaps, not fully backing vans, trailers, into bays, so that larger B & Q bits can be shoe horned in.

 

Presumably, the larger Tesco park is more profitable, which doesn't put them in a good light - are they ever in a good light?

 

As far as B & Q are concerned, they obviously don't bother, and don't seem bothered - how refreshing!

 

Sam

 

If the large Tesco is the one I think it is, when it first opened there was a barrier system with refunds for purchases in the store. Obviously cost too much to run so they got the [problematic] in.

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It's the one at Longton, Hanley Duck.

 

I don't live around there, nor does my driver, and we've both only started visiting the area about 3 years ago, the big one must have had barriers before then, because we've never seen them.

 

Thanks for the information, now I think about it, there's some traces of "barrier-age" there, I think.

 

Sam


All of these are on behalf of a friend.. Cabot - [There's no CCA!]

CapQuest - [There's no CCA!]

Barclays - Zinc, [There's no CCA!]

Robinson Way - Written off!

NatWest - Written off!

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Yes thats the one, and you are right about the traces.

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