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rusty24

Refused Mortgage due to ccj four years ago that We knew nothing about.

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Everything was going great, until she said we will do a credit check, and this ccj showed from four years ago. I can only assume it was started when we were in arrears with Newcastle building society, but we brought it up to date before we got a mortgage with who we are with now. We didnt get any notice or contact concerning this ccj so dont understand why it is there? She then said we couldnt go ahead.

I can only guess that it was going to be started ,then as we brought our mortgage up to date it wasnt acted on?

I was told by the person doing my mortgage application that it stays on for six years, or I could try and get it removed?

Any help on how to do this please, as its stopped all chances of remortgaging.

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You can check here - CCJs, court orders & fines - Search yourself and others - Trust Online You may be able to get this set aside if summary judgment was issued....


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Ok thanks for that information, but because iv just found out about it it was a bit worrying, as its all part of the cover up about the same time as this loan i knew nothing of too.

Woodwork and worms and all that.

Anyway iv managed to get the finance i needed to do what i have planned from another source. but dont worry its my brother.

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