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Is this legal?


Bobby11
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Many years ago (over 15) when with my previous wife we incurred a debt which became a ccj - arrangements were agreed with the court to pay £20 a month - this was paid by standing order ever since and indeed is showing on my bank statement last month.

 

In September last year I received a letter to advise that the balance is £1189 and that is all it said.

 

I have now received a letter from another DCA stating that they want £1189 within 72hrs or they will send collection agents or take me to court. They will not listen to reason and say that I have defaulted on my payments since August 2008

 

How do I get them off my back.

 

I thought it was a binding agreement when a CCJ payment schedule was agreed that could not be changed without the courts approval.

 

I also thought that a ccj could not be sold on - as appears to have happened here.

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