Jump to content


  • Tweets

  • Posts

    • i would suggest that you stick to researching on here only. use our search top right for say CTAX or liability order.   you seriously have some wild theories, but those are understandable.   as i have said, there won't be a court hearing you need nor would that help you at all nor are expected to attend, it's not like that, it's merely a rubberstamp exercise .   there is no right of forced entry for bailiffs collecting CTAX debts. the bailiff process is one of a letter which will be entitled Notice of enforcement, this gives you 7 days to pay the sum it outlines with an associated fee of £75 for it being sent. the 2nd step will be a visit, you have no legal remit to engage with them at all, i i would not do so under any circumstances, that visit will add a further £235 fee those are the only things a bailiff can do. the most they can charge is a total of £310.   police do not ever get involved in civil matters like CTAX debt. not sure where you ever got that idea from.   its saturday now so use the W/end wisely, get reading up HERE ONLY it might well pay you on monday to go RING the council CTAX dept and plead poverty etc etc. it might also pay you to find the email address or even better phone number of your local MP and get him involved. they can do wonders.   dx 
    • NPAP see here: VCS Spycar PCN PAPLOC now Claimform - no stopping - London Southend Airport ***Claim Dismissed*** - Page 7 - Private Land Parking Enforcement - Consumer Action Group
    • Hi Stu and dx1000uk,   I have done the online assessment and as I suspected I already receive the maximum benefits available to me.   Yes I was referring to the fact that some times I know that non-payment of council tax can lead to imprisonment so thanks for clarifying.   let's say I can't make their demands for payment and they do send bailiffs in, I assume these are the type of bailiffs I can just not let in and then after a certain amount of attempts they give up right? does the council then not send the police round? This is what I can't work out and worries me.   The council already know that I am struggling and can't make the payments but when do I get my chance to tell a court or the police that it's not that I don't want to pay but that I can't pay?    Walshy
    • Hi Stu and dx1000uk,   I have done the online assessment and as I suspected I already receive the maximum benefits available ot me. Yes I was referring to the fact that some times I know that non-payment of council tax can lead to imprisonment so thanks for clarifying. But let's say I can't make their demands for payment and they do send bailiffs in, I assume these are the type of bailiffs I can just not let in and then after a certain amount of attempts they give up right? But does the council then not send the police round? This is what I can't work out and worries me. The council already know that I am struggling and can't make the payments but when do I get my chance to tell a court or the police that it's not that I don't want to pay but that I can't pay?    Walshy
  • Our picks

    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
        • Haha
        • Like
    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

Help please,howard cohen cpr response, are their documents fraudulent as different to my originals


Please note that this topic has not had any new posts for the last 4210 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Help urgently needed, following on from another thread as these are cpr and document related and thought it might be better with its own thread

 

Briefly im in court with these clowns of Friday for a case management hearing, the judge had ordered they respond to my AQ and lack of non cpr by 28th july ready for the case management hearing ,

Of course howard cohen didnt comply by the court deadline, but today i have just received a large parcel from them which leaves me hardly any time to prepare.

 

Firstly i still have the original DN from ge money,

the one cohens have just sent me is in my name and everything with correct account numner but is dated a day later than my original,it is also set out slightly different and the arears total is over £100 higher on their version? is this a fraudulent reconstructed document they have supplied, its on GE headed notepaper?

 

The total amount they are claiming for is over £5000, but they are saying they want it heard in the smalls claims court as there are no points of law to adresss?

I thought all claims over 5k couldnt be heard in the small claims court anyway and went to fast or multi track , in any event i want fast track , not small claims .

 

Thay have supplied what they say is a deed of assignment,(there are no actual figures on it )but is signed by the same person for both ge capital and cl finance,says hes a partner in Ozannes

 

Thay are now requesting i now file and serve a fully pleaded defence,and if i dont they request that my defence is struck out and permission be awarded for them to enter judgement accordingly,

 

Theres no way i can get a new defence knocked up before the case management hearing,what do i do now,

 

 

Ps the DN is invalid as no actual date to rectify, jusy withing 14 days of letter etc, and the cca is an application form with no prescribed terms,

 

Any help much appreciated, especially on the dn they have supplied which doesnt match my original

Link to post
Share on other sites

Perverting the course of justice is a pretty serious offence.....I would in the conference firstly ask the person from Cohens to state that the one they sent is an ogirinal of the copy and can they confirm that ??!! Then as if by magic hey presto....you have the original one (was that compliant ?)

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

Link to post
Share on other sites

42 man, no the first one also just said within 21 days to remedy,no actual date ,

 

I guess its a pretty serious offence if its a forged Dn, Its certainly not the same one as my original, fortunately i also have the sars for this account so will dig out the relevant paperwork/entry from the sars too,

 

Hopefully the judge will take this very seriously, and wont be impressed with these 2 different dn"s , if cohens representative says its a copy of the original, where will that leave them seeing as it should be easy enough for me to prove otherwise.

Edited by mak71
Link to post
Share on other sites

The key here is to ask if it is a direct photocopy of the original.....get them to confirm....that it is, then produce the one you've got

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

Link to post
Share on other sites

42 man, yes i will play it very shrewd,and get them to commit before the judge and then show him the original,

 

What could the judge do from there?

also can i insist it doesnt go to small claims as amount is over 5k,

obviuosly howard cohan would prefer smalls claims as they arent as strict on the actual points of law.

 

can the deed of assignement be signed by the same person for both ge money and howard cohen?

Link to post
Share on other sites

Postggj,in their covering letter says " a copy of the relevant extract of the said deed of assignement,

 

Can anyone please help me knock up a new basic defence fro the case management hearing ,or should i just ask the judge for an ajournment seeing as Cohens so rudely ignored the initial deadlines set by the judge and have left me short for time..

Link to post
Share on other sites

i would think with the docs they have it would be quiet easy to get a fast track as the judge is likely to agree with u PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

Link to post
Share on other sites

Just going through all my paper work from cohens, a few weeks ago they sent me a howard cohen headed covering letter about the DN, interestingly they said it was for a different amount than the amount on this knocked up DN they have just sent me, so in total they have sent me 2 different amounts to the original arrears on my original DN,

 

 

How bizzare

Edited by mak71
Link to post
Share on other sites

This is all getting very iffy now,something not quiet right,

 

Last night i went through my sars from original cerditor, there was no dn in there,ive just rung up the original creditor who has confirmed in a recorded phone call that they dont keep copies of dn notices on customer files hence the reason it wasnt in the sars.

 

The one cohens have sent me which is different to the original is on ge headed paper dated 2008,with a ge address po box leeds,

 

But the woman from ge has just confirmed ge dont keep copies just dates sent etc ,so this has to be a reconstructed one,but who reconstructed it,ge or cohens?

Link to post
Share on other sites

Mak going through the same process as you.

 

I do remember receiving a letter from Santander saying they have taken over GE Money but cant remember when.

 

If we can find that out - I thought it was before your DN but can't be too sure then your DN should be headed Santander not GE Money - in which case Howard Cohens have certainly been economical with the truth here.

 

Can anyone clarify when Santander took over.

 

If it was after your DN then ignore me completely but I have a DN on another account dated 2nd November 2008 from Santander!!!!

 

HH

Link to post
Share on other sites

From GE Money website:

 

On 7th January 2009 GE Capital Bank Limited, which provides GE Money credit cards as well as store finance and auto business, was acquired by Banco Santander SA. As a result GE Capital Bank Limited will be part of the Santander group. This will not affect your account, so please continue to deal with us in exactly the same way.

 

Santander is one of the ten largest banks in the world by market capitalisation with 65 million customers worldwide. In the UK, Santander owns Abbey, Alliance and Leicester and Bradford & Bingley's retail deposit business. GE Money's credit cards, storecard and auto finance business complement Santander's existing Cards and Consumer Finance businesses.

 

GE Money Mortgages & Secured Loans are still managed by GE Money and are not included in the acquisition.

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...