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HELP! British Gas for £33.13

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Hi,

I've been making payments for gas at my old address. It was £33.10 a month for only 4 months. So as you can see not the world's biggest debt. Buchanan Clarke and Wells called me a week or so ago to tell me they hadn't been able to put my direct debit through. This had happened a few times and it was due to them not setting up the direct debt properly. So I'd been paying manual over of the phone every month, and they would redo the direct debit again.:-x

 

A few weeks ago when they called me I wasn't aware the money hadn't gone out my account and I told them I would call to make the payment in a week or so once I sorted my finances out. I forgot to do this. I have a terrible memory so this was the whole reason I wanted a direct debit.

 

This morning I received another call from BCW. I explained that I forgot to make the manual payment and complained that they hadn't taken the debit as they did previous months. The man then said they did take the debit and it was rejected. I have no records of this through my bank. So it's a lie I believe. :mad:

 

He then said they won't hold my payment of £33.13 for 8 days because it's too long!!! He asked if I could make any token payment and I explained that I'm in great financial difficulty and can't make any payment till the 20th. So he took my details about earnings and is passing them to a solicitor.....it's only £33.13 is this really neccessary?!!! What can I do?!!! :confused:

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Please stop talking to them on the phone....he is attempting to frighten you into paying, if you have to talk to them again please RECORD the call....report them to the OFT. However they will probably deny what was said...


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

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I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

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Where do I go from here though? Is it being passed to a solicitor and who do I call on the 20th to make the payment?

 

I'm not trying to avoid payment, it's a tiny amount. I'd rather it had been paid last month and was over with.

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Send them a cheque by recorded delivery on the 20th....


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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You have already told them that you can't pay until then....in all honesty I can't see them passing this to a solicitor for £30....


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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